Internet simulation browser-based method for acquiring data in credit investigation system

Abstract

The invention provides an internet simulation browser-based method for acquiring data in a credit investigation system. Credit data of a customer to be approved are acquired from an external system, and the credit data are used for consultation of credit card investigation personnel. The method comprises the following steps of: A, analysis simulation of a target resource site; B, web page capturing: acquiring a result page to be queried and returned from the target resource site, and storing the result page in a local computer; C, information extraction: extracting the required information from the result page; and D, data storage: storing the extracted required information record in an information record database in a credit card credit investigation unit. By adopting the method, the credit data of the customer to be approved can be conveniently acquired from the external system, and the efficiency of credit card credit investigation is remarkably improved.

Description

Technical field [0001] The invention relates to a method for obtaining data based on an Internet simulation browser in a credit investigation assistance system. technical background [0002] In the process of issuing credit cards, banks must verify various customer information (including identity information, deposits and loans, real estate, insurance information, etc.), that is, credit investigation assistance. The existing credit investigation assistance is handled manually due to lack of technology. Supported by means, during the approval process, business personnel need to manually query the data information of multiple systems such as pre-approved customers’ credit records, provident funds, deposits, loans, wealth management products, and wages on behalf of customers, which is low in efficiency and high in errors. [0003] The information required by the business staff in the process of approving credit cards needs to be obtained from many external systems, and the access meth...

AI Technical Summary

Problems solved by technology

[0009] The data format of the query results of each outreach system is inconsistent, there are many useless information, and it is impossible to provide comprehensive and integrated results, which is difficult for reviewers to use;

[0010] The management of each outreach system is cumbersome, and it is necessary to record the login user names and passwords of multiple systems, which takes up a lot of time for login and switching, and increases the workload of operators;

[0011] There are many types of outreach systems, manual login page query work statistics workload is large, low efficiency, a large amount of information needs to be manually recorded, or there are many printed materials, which are difficult to keep, serious waste, and prone to errors

Images