Bluetooth-based online banking safety equipment and data communication method thereof

Abstract

The invention discloses Bluetooth-based online banking safety equipment and a data communication method thereof. The online banking safety equipment comprises an encryption module, wherein the encryption module is in wireless communication connection with external equipment via a Bluetooth module. On the basis of the equipment, the invention also discloses a data communication method for the Bluetooth-based online banking safety equipment. The data communication method comprises the following step of carrying out data exchange between the online banking safety equipment and the external equipment in a Bluetooth communication mode. According to the method disclosed by the invention, the defects that a data connection line is frequently plugged and unplugged due to the traditional USB (universal serial bus) interface and data communication mode, and the traditional USB mode is not suitable for mobile equipment are avoided, and the invention has the advantages of wide application range and convenience in use.

Description

technical field [0001] The invention relates to the field of online banking payment, in particular to an online banking security device with bluetooth. Background technique [0002] With the rapid development of e-commerce, traditional bank counter business is also rapidly changing to online banking business. Because of the convenience of online banking, more and more people start to use online banking for payment. Online banking, also known as online banking, due to its great convenience, has seen a huge increase in the number of users using online banking in recent years, and has maintained a steady momentum of development every year. While online banking brings many convenient services to its users, saves expenses and brings more profit growth points for banks, it also bears many security risks. [0003] In the current online banking applications, most domestic banks use USB Key as a solution for security devices, and use USB Key to store digital certificates and user pr...

AI Technical Summary

Problems solved by technology

This brings several problems: one is to carry a variety of devices, the user has to carry a data connection line in addition to the mobile device and USB Key, if the data line is lost or damaged, it cannot be used; the other is inconvenient to use: the user When in use, the mobile device needs to be plugged into the USB Key. When not in use, it is generally necessary to unplug it to facilitate portability or use other functions. Multiple plugging and unplugging not only brings cumbersome operations, but also increases the probability of hardware failures of the device; 3. The reason is that the user experience is not good: due to the shape limitation of the USB port, the appearance design of the USB Key is generally generalized, which is in contrast to the exquisite and fashionable mobile devices. This situation will bring a bad experience to some users.

[0007] Based on the above two problems, the existing USB Key security solutions have the defects of limited scope of use and poor security performance

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