Mobile financial terminal monitoring system and method based on mobile base station positioning technology
A financial terminal and mobile base station technology, applied in the field of mobile financial terminal monitoring, can solve the problems of not being able to change the place of use at will, frequent occurrence of financial cases, etc.
Active Publication Date: 2013-08-07
SHANGHAI FUIOU PAYMENT SERVICE
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Problems solved by technology
[0002] Due to its convenience, mobile financial terminals are very popular among bank card acquiring merchants. However, according to the People's Bank of China's regulatory requirements on financial acquiring devices, mobile financial terminals must be deployed within the address range of the terminal registered when the merchant applies for bank card acquiring business. Due to the convenience of mobile financial terminals, a large number of merchants change their locations at will. According to the current monitoring methods of mobile financial terminals, it is impossible to monitor mobile financial terminals that change their locations, thus causing problems with mobile financial terminals. Terminal-related financial cases occur frequently; therefore, it is necessary to find a way to effectively monitor the location where mobile financial terminals are used
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[0038] The present invention uses the current mobile financial terminal data communication mode and the current data communication mode of the mobile phone are basically the same, and both complete the data communication through the mobile base station, so the relevant experience of the current mobile base station positioning technology can be used for reference to realize the monitoring of the location where the mobile financial terminal is used , the monitoring principle is as follows:
[0039] Since the mobile base stations are set up at fixed locations, their geographic coordinates are relatively fixed. When the mobile financial terminal sends a transaction request, it collects the number information of the currently connected mobile base station at the same time, and sends it to the monitoring system together with the transaction information. Based on the base station information, the geographical location of the mobile financial terminal can be roughly calculated through...
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The application discloses a mobile financial terminal monitoring system and method based on the mobile base station positioning technology. The system comprises a mobile financial terminal and a mobile financial terminal monitoring system, wherein the mobile financial terminal monitoring system comprises a transaction acceptance module, a monitoring module and a mobile base station geographic information database module; the transaction acceptance module receives transaction information and base station numbering information, stores the information in a transaction information database, inquires a merchant information database according to the transaction information and judges the quality of a merchant using the mobile financial terminal; the monitoring module receives the base station numbering information and judges whether the current position of the mobile financial terminal is within a specified region of the merchant information database or not, if not, the monitoring module alarms and prompts, and if yes, the monitoring module does not alarm or prompt. The mobile financial terminal monitoring system and method better realize monitoring of the use region of the mobile financial terminal and facilitate exploring more applications on the basis of the platform in future.
Description
technical field [0001] The invention relates to the field of mobile financial terminal monitoring in bank card acquiring business, in particular to a mobile financial terminal monitoring system and method based on mobile base station positioning technology. Background technique [0002] Due to its convenience, mobile financial terminals are very popular among bank card acquiring merchants. However, according to the People's Bank of China's regulatory requirements on financial acquiring devices, mobile financial terminals must be deployed within the address range of the terminal registered when the merchant applies for bank card acquiring business. Due to the convenience of mobile financial terminals, a large number of merchants change their locations at will. According to the current monitoring methods of mobile financial terminals, it is impossible to monitor mobile financial terminals that change their locations, thus causing problems with mobile financial terminals. Termi...
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IPC IPC(8): G07F19/00G07F9/02
Inventor 胡涛
Owner SHANGHAI FUIOU PAYMENT SERVICE