Intelligent route management method based on order-receiving operation platform

Abstract

The invention provides an intelligent route management method based on an order-receiving operation platform. The method comprises steps of: (1) setting a transaction channel rule and a merchant configuration rule corresponding to the same; (2) setting a transaction attribute configuration rule; (3) generating a route rule in pairs according to a corresponding configuration rule from transaction channel information, merchant information, and transaction attribute information; (4) reading the merchant attribute information and configuring the merchant attributes according to the merchant attribute configuration rule; (5) generating the default route corresponding to each merchant in pairs from the merchant attribute configuration and the route rule; and (6) performing route matching when the merchant gets access to the network, and binding the route to the merchant if the matching is successful or giving an alarm. The method has beneficial effects of fast allocating routes to transactions, improving convenience and universality, reducing time delay, increasing the operation efficiency of the payment system, automatically giving an alarm when transaction is abnormal, decreasing errors, and enhancing system operation stability.

Description

technical field [0001] The invention relates to the field of transaction management, in particular to an intelligent routing management method based on an acquiring operation platform. Background technique [0002] With the development of information technology, online transactions are becoming more and more popular. Transaction information includes: the bank channel to which the transaction is finally sent; attributes related to the transaction, such as transaction time, transaction amount, card type (debit card / credit card / quasi-credit card / prepaid card), card type (business card / non-business card), etc., each transaction attribute is combined, and a separate transaction routing channel can be configured. Transactions that meet the combination of transaction attributes will be sent to Each routing channel; attributes related to merchants, such as region, industry category, opening date, settlement type (for public / private), etc., the information is complicated, and it is ...

AI Technical Summary

Problems solved by technology

[0002] With the development of information technology, online transactions are becoming more and more popular. Transaction information includes: the bank channel to which the transaction is finally sent; attributes related to the transaction, such as transaction time, transaction amount, card type (debit card / credit card / quasi-credit card / prepaid card), card type (business card / non-business card), etc., each transaction attribute is combined, and a separate transaction routing channel can be configured. Transactions that meet the combination of transaction attributes will be sent to Each routing channel; attributes related to merchants, such as region, industry category, opening date, settlement type (for public / private), etc., the information is complicated, and it is not easy to process quickly, so transactions often occur on the existing acquiring operation platform Long time delay, unsuccessful transaction, data error, etc.

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