Vehicle valuation method, system and device based on big data and readable storage medium

A big data and vehicle technology, applied in the field of big data, can solve problems such as inaccurate valuation prices and failure to consider the specific use of historical data valuation.

Pending Publication Date: 2019-12-31
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a vehicle valuation method, system, computer equipment and computer-readable storage medium based on big data, which are used to solve the proble

Method used

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  • Vehicle valuation method, system and device based on big data and readable storage medium
  • Vehicle valuation method, system and device based on big data and readable storage medium
  • Vehicle valuation method, system and device based on big data and readable storage medium

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Embodiment 1

[0059] see figure 1 , shows a flow chart of the steps of the method for estimating a vehicle based on big data according to an embodiment of the present invention. It can be understood that the flowchart in this method embodiment is not used to limit the sequence of execution steps. The following is an exemplary description taking computer equipment as the execution subject, as follows:

[0060] Step S101 , receiving basic user information and valuation strategy selection information provided by a target user through a client terminal, where the basic user information includes identification information of the target user.

[0061] Specifically, the identification information of the target user includes information such as name, age, gender, ID number, mobile phone number, and income range.

[0062] In an exemplary embodiment, before step S101, the method may further include: step S100, acquiring authorization information of the target user.

[0063] Step S100 may further i...

Embodiment 2

[0100] read on figure 2 , shows a schematic diagram of program modules of the big data-based vehicle valuation system of the present invention. In this embodiment, the vehicle valuation system 20 based on big data may include or be divided into one or more program modules, and one or more program modules are stored in a storage medium and executed by one or more processors. Execution, to complete the present invention, and can realize above-mentioned vehicle estimation method based on big data. The program module referred to in the embodiment of the present invention refers to a series of computer program instruction segments capable of completing specific functions, which is more suitable than the program itself to describe the execution process of the vehicle valuation system 20 based on big data in the storage medium. The following description will specifically introduce the functions of each program module of the present embodiment:

[0101] The first acquisition module...

Embodiment 3

[0118] refer to image 3 , is a schematic diagram of the hardware architecture of the computer device according to Embodiment 3 of the present invention. In this embodiment, the computer device 2 is a device capable of automatically performing numerical calculation and / or information processing according to preset or stored instructions. The computer device 2 may be a rack server, a blade server, a tower server or a cabinet server (including an independent server, or a server cluster composed of multiple servers) and the like. like image 3 As shown, the computer device 2 at least includes, but is not limited to, a memory 21 , a processor 22 , a network interface 23 , and a vehicle valuation system 20 based on big data, which can be communicated with each other through a system bus. in:

[0119] In this embodiment, the memory 21 includes at least one type of computer-readable storage medium, and the readable storage medium includes flash memory, hard disk, multimedia card, ...

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Abstract

The embodiment of the invention provides a vehicle valuation method based on big data. The method comprises the following steps: receiving user basic information of a target user, valuation strategy selection information, vehicle basic information of an associated vehicle and vehicle historical information; obtaining a plurality of weight parameters corresponding to the vehicle basic information and the vehicle historical information, and inputting the weight parameters into a first vehicle value estimation model; obtaining a first valuation price of the associated vehicle according to the first vehicle valuation model; determining a loss level of the associated vehicle and a transaction vehicle data set based on the final residual value rate corresponding to the first estimated value price; evaluating a second estimated value price of the associated vehicle according to a plurality of transaction data in the transaction vehicle data set and the first estimated value price of the associated vehicle; determining a final estimated price of the associated vehicle based on the estimated policy selection information and the second estimated price. The embodiment of the invention furtherprovides a vehicle value estimation system and device based on the big data and a readable storage medium. According to the embodiment of the invention, the value of the vehicle can be estimated moreaccurately.

Description

technical field [0001] The embodiments of the present invention relate to the field of big data, and in particular to a method, system, computer equipment and computer-readable storage medium for vehicle valuation based on big data. Background technique [0002] With the rapid development of the automobile industry, the number of automobiles in my country is increasing, and the transaction volume of second-hand cars and the amount of vehicle loans are also increasing. Among them, the key to second-hand car transactions and loans lies in the valuation of second-hand cars. At present, the valuation methods of used cars on the market mostly adopt the method of machine valuation. This machine valuation method is mainly based on the specific model information of the used car obtained, and then calculates the depreciation based on the listing year and listing price of the used car, and finally obtains the current valuation of the used car. The machine valuation method based on t...

Claims

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Application Information

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IPC IPC(8): G06Q30/02
CPCG06Q30/0283
Inventor 夏良超
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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