Method for discounting under export credit card item based on blockchain, and storage medium

A blockchain and letter of credit technology, applied in data processing applications, instruments, payment systems, etc., can solve the problems of unable to monitor the circulation of goods, fraudulent documents, and easy loss, etc., to break the island of information, ensure authenticity, and speed up The effect of transmission speed

Active Publication Date: 2020-06-02
HUNAN UNIV
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  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

[0007] The present invention provides a method for discounting under the export letter of credit based on a block chain, and a computer-readable storage medium to solve the problems of low efficiency and the possibility of fraudulent documents in the existing discounting method under the export letter of credit. Easy to lose, unable to monitor the technical problems of the circulation process of the goods

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  • Method for discounting under export credit card item based on blockchain, and storage medium
  • Method for discounting under export credit card item based on blockchain, and storage medium
  • Method for discounting under export credit card item based on blockchain, and storage medium

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Embodiment Construction

[0076] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.

[0077] For ease of understanding, such as figure 2 and image 3 As shown, the multi-party nodes involved in the blockchain network in the method of discounting under the export letter of credit based on the blockchain are explained below.

[0078] 1. Oracle node (oracle machine): a platform that provides external information, can allow the blockchain to connect to any existing API, can import, store, and export information about network nodes on the blockchain, and realize dynamic acquisition of information ;

[0079] 2. Exporter node: refers to a foreign trade company that has the right to handle export business;

[0080] 3. Node of the Commodity Inspection Bureau of the exporter: refers to the inspection agency of the exporter responsible for reviewing wheth...

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Abstract

The invention discloses a method for discounting under an export credit card item based on a blockchain, and a computer readable storage medium. According to the method for carrying out discounting under the export credit certificate item based on the block chain, the electronization of receipts is realized by utilizing a blockchain technology, the receipts are ensured not to be tampered and counterfeited, the authenticity of various receipts used in discounting business under the export credit certificate item is ensured, the transmission speed is increased, and the processing efficiency is improved. Moreover, asymmetric encryption, a Hash algorithm, a digital identity and a digital signature technology are utilized to realize true and accurate signature in a bill business process. Besides, a blockchain distributed account book technology is utilized, information islands are broken, data sharing is achieved, the problems that bank credit investigation data sources are deficient, and related information of a goods flow needs to be signed by related nodes and then uploaded to a block chain are solved, effective supervision of goods circulation conditions by nodes of all parties is facilitated, and the problem that goods circulation is not easy to monitor is solved.

Description

technical field [0001] The invention relates to the technical field of discounting under the export letter of credit in international trade, in particular, to a method for discounting under the export letter of credit based on a block chain, and a computer-readable storage medium. Background technique [0002] Such as figure 1 As shown, the discount business under the export letter of credit means that the bank purchases from the exporter under the export letter of credit the undue long-term bill of exchange that has been accepted by the bank or the undue long-term creditor's right that has been accepted by the bank. Specifically, it refers to the export beneficiary under the letter of credit, in order to speed up capital turnover, after presenting the documents and obtaining the issuing bank or confirming bank to issue a letter of acceptance or acceptance, and before receiving the foreign payment, the bank provides it A type of short-term financing. Under the export lette...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04G06Q20/38G06F21/64
CPCG06Q40/04G06Q20/3827G06Q20/3829G06F21/64G06Q40/03
Inventor 马超群伍钰妍周中定李信儒兰秋军
Owner HUNAN UNIV
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