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Financial account change processing method and device, computer equipment and storage medium

A technology for financial accounts and change processing, applied in the field of financial technology, which can solve problems such as repeated operations

Pending Publication Date: 2021-04-20
PING AN TRUST CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Embodiments of the present invention provide a financial account change processing method, device, computer equipment, and storage medium to solve the problems of repeated operations and security between different financial systems during the account information change process of financial accounts involving different financial systems question

Method used

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  • Financial account change processing method and device, computer equipment and storage medium
  • Financial account change processing method and device, computer equipment and storage medium
  • Financial account change processing method and device, computer equipment and storage medium

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Embodiment Construction

[0037] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0038] In the financial account change processing method provided by the embodiment of the present invention, the financial account change processing method can be applied as follows: figure 1shown in the application environment. Specifically, the financial account change processing method is applied in a financial system, which may be a banking system, or a trust system, a securities system, and an insurance system communicating with the banking syste...

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PUM

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Abstract

The invention discloses a financial account change processing method and device, computer equipment and a storage medium. The method comprises the steps of obtaining an account change request, the account change request comprising a to-be-changed financial account and to-be-changed data, and the to-be-changed data comprising a to-be-changed information item and to-be-changed account information; auditing the authenticity of the to-be-changed data to obtain an authenticity auditing result; if auditing is passed, sending the to-be-changed data to the preliminary auditing node to obtain a preliminary auditing result; if auditing is passed, generating a legal verification code based on the to-be-changed data, obtaining an original change form based on the legal verification code and the to-be-changed data, and sending the original change form to an associated system for supplementary auditing through a private line data transmission interface; and receiving update response information of the associated system, and updating the current account information recorded in the target database by adopting the to-be-changed account information. According to the method, the account information of the to-be-changed financial account can be changed in two financial systems at the same time, and the consistency and security of the account information are ensured.

Description

technical field [0001] The present invention relates to the technical field of financial technology, in particular to a financial account change processing method, device, computer equipment and storage medium. Background technique [0002] In the process of participating in financial activities, current users need to open their own financial accounts in different related systems, for example, they need to open bank accounts in the banking system, trust accounts in the trust system, securities accounts in the securities system and insurance accounts. The system opens insurance accounts, etc. Since financial accounts such as trust accounts, securities accounts and insurance accounts need to be bound to specific bank accounts during the account opening process, changes in the account information of financial accounts such as trust accounts, securities accounts and insurance accounts will lead to two If the account information recorded in one financial system changes, in order...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q20/42G06Q10/10
Inventor 朱晨贾林何木成
Owner PING AN TRUST CO LTD
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