The invention provides an intelligent card batch
encryption and
personalization method. The intelligent card batch
encryption and
personalization method comprises the following steps: creating a user card file structure and a PSAM card file structure of a main
client; dispersing an application master control key of the user card and an application master control key of the PSAM card based on the master
client root key, and writing a corresponding application master control key into a key file of the PSAM card according to a preset key writing
list; wherein the number of key application master control keys in the preset key writing
list is smaller than the number of dispersed key application master control keys of the PSAM card; creating sub-customers in batches, calculating a sub-customer root key of each sub-customer based on the main customer root key, and storing the sub-customer root key in the key file; acquiring final
customer information, acquiring and activating the PSAM card and the user card, performing bidirectional
authentication on the PSAM card and the user card, and writing the acquired final
customer information into the user card after the
authentication is passed; wherein when the PSAM card is activated, the PSAM card is verified based on the master
client root key, and the application master control key lacked in the PSAM card is added after
verification is passed.