Movable electric commerce payment transaction system and safety identification method thereof

A transaction system and e-commerce technology, applied in the field of mobile e-commerce payment transaction systems, can solve the problems of long payment time, theft and tampering of loss information of such cards, and less transaction information stored, and achieves the effect of high security.

Inactive Publication Date: 2008-02-06
上海银生宝电子支付服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This payment method takes a long time to pay, usually takes a few days, and its use is generally limited to online shopping
However, radio frequency IC cards such as public transportation cards need to go to a special place to recharge with a special instrument, and store less transaction information, and this kind of card is easy to be stolen, tampered with and lose information, and does not need a payment password when paying Lack of security and other deficiencies

Method used

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  • Movable electric commerce payment transaction system and safety identification method thereof
  • Movable electric commerce payment transaction system and safety identification method thereof
  • Movable electric commerce payment transaction system and safety identification method thereof

Examples

Experimental program
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Embodiment Construction

[0020] The mobile e-commerce payment transaction system of the present invention at least includes a businessman's wireless transaction device and a customer's wireless transaction device; wherein, the client's wireless transaction device at least includes: a user's mobile electronic device (such as a mobile phone, a PDA, etc.) and a The customer's wireless transaction chip integrated on the user's mobile electronic device; the wireless transaction device of the merchant is located at the server end of the merchant, and the server can be a dedicated POS machine (used to establish a connection and obtain information on the mobile electronic device), or a Mobile handheld devices.

[0021] As shown in Figure 1, the wireless transaction device of the merchant can establish a connection with the wireless transaction device of the customer, transmit and receive information from the wireless transaction device of the customer, perform identity verification on the wireless transaction ...

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PUM

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Abstract

The present invention discloses a system of mobile e-commerce payment transaction and a security certificating method, which can make a convenient use of mobile electronic devices to recharge and consume speedily and safely in a wireless state. The system of mobile e-commerce payment transaction consists at least of a wireless transaction device for merchants and a wireless transaction device for clients, and the wireless transaction device for clients consists at least of a mobile electronic device for users and a wireless chip for clients. The security certificating method consists essentially of the following procedures: a one-to-one connection is established between both parties in the transaction, and the wireless transaction device for merchants and the wireless transaction device for clients confirm respectively whether the counterpart is the interrelated device. The new balance information stored in the wireless transaction device for clients is obtained, encrypted and then rewritten into the wireless transaction device for clients. The new balance of the own party in the wireless transaction device for merchants is obtained, encrypted and then stored in the autologous security encrypted data area.

Description

technical field [0001] The invention relates to a mobile e-commerce payment transaction system that uses a storage-type handheld mobile electronic device based on a public network to conduct transactions in an offline state. The invention also relates to a security authentication method of the mobile e-commerce payment transaction system. Background technique [0002] At present, the means of payment in the e-commerce payment system are mainly reflected in the third-party payment on the Internet, such as Alipay and Paypal. This payment method takes a long time to pay, generally taking several days, and its use is generally limited to online shopping. However, radio frequency IC cards such as public transportation cards need to go to a special place to recharge with a special instrument, and store less transaction information, and this kind of card is easy to be stolen, tampered with and lose information, and does not need a payment password when paying Lack of security and...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q30/00
Inventor 黄家林
Owner 上海银生宝电子支付服务有限公司
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