A financial IC card Internet terminal and transaction method thereof

Abstract

The invention discloses a financial IC card Internet terminal. The financial IC card Internet terminal comprises a card reading module, a liquid crystal display screen, a keyboard, a USB (universal serial bus) communication module and a master control chip. The card reading module comprises a card holder and a card reading chip, wherein the card holder is used for placing an IC card, and the card reading chip is used for reading and writing data of the IC card and performing data communication with the master control chip through the reading and writing driver of a hardware driving layer of the master control chip; the liquid crystal display screen, the keyboard and the USB communication module perform data communication with the master control chip through the liquid crystal layer driver, the key driver and the USB communication driver of the hardware driving layer of the master control chip. The invention also discloses a trading processing method of the financial IC card Internet terminal. The method is based on the bidirectional-authentication terminal security channel technology and authentication and encryption of domestic cryptographic algorithms.

Description

technical field [0001] The invention relates to the field of e-commerce security, in particular to an Internet terminal of a financial IC card and a transaction method thereof. Background technique [0002] With the advancement of technology and the change of people's living habits, online electronic transactions have become an important means of transaction, which greatly increases the convenience and reduces the transaction costs of all parties, which is in line with the national policy requirements for building an efficient and economical society. [0003] According to statistics, in the first quarter of 2013, the national e-commerce transaction volume reached 2.4 trillion yuan, an increase of 8% from the previous quarter and a 45% year-on-year increase. In order to adapt to the rapid development of e-commerce and ensure the safety of online transactions, major e-commerce companies and banks have launched related business and security products. [0004] Currently, USBKEY...

AI Technical Summary

Problems solved by technology

The combination of POS machine and bank card can indeed solve the problem of inconvenient portability, but the current magnetic stripe bank card does not have computing power and cannot complete the USBKEY signature, so only the combination of POS machine and "chip (IC)" bank card can be used. It can form the security technology advantage of today's USBKEY

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