Online payment system and method

A payment system and business system technology, applied in the field of online payment systems, can solve problems such as loss, and achieve the effects of strong practicability, easy expansion, and high security

Inactive Publication Date: 2015-01-21
WUKUN STEEL
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, e-commerce has developed in full swing in recent years, but if the e-commerce system does not have an online payment module, it will lose its greatest advantage

Method used

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  • Online payment system and method

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Embodiment Construction

[0030] The present invention will be further described below in conjunction with the accompanying drawings, but the present invention is not limited in any way. Any transformation or replacement based on the teaching of the present invention belongs to the protection scope of the present invention.

[0031] The online payment system of the present invention includes a server unit, an account maintenance unit, a CA certificate making and data encryption unit, an order generation and query unit, an order sending gateway unit, and an order status change notification unit, wherein:

[0032] Server unit: used to store the business logic and data of the system;

[0033] Account maintenance unit: used for bank master data maintenance and corporate bank account data maintenance;

[0034] CA certificate making and data encryption unit: used to ensure data security during the transaction process, adding certificate encryption and decryption and data transmission encryption algorithms in...

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Abstract

The invention discloses an online payment system and method. The online payment system comprises a server unit, an account maintenance unit, a CA accreditation and data encryption unit, an order generating and inquiring unit, an order sending gateway unit and an order state alternation informing unit. Networks, computers, communication, data encryption and other technologies are fully integrated in the method, data are integrated into a complete order through a service system, protocol payment is assigned, after a digital certificate is completed through a CA, the order is encrypted through a DES algorithm, and the order is sent to a bank gateway. Thus, safe, complete and reliable bank order data transmission is achieved, a new mode of payment in the Internet environment is achieved through the method, and the mode is safe, reliable, low in cost and needless of offline operation and is an emerging service operation mode of enterprises. The method is suitable for the bank protocol payment transactions of the enterprises and has the advantages of being fast and direct, and the data safety in the whole process is ensured through the CA certificate.

Description

technical field [0001] The invention belongs to the technical field of computers, and in particular relates to an online payment system and method. Background technique [0002] Online payment is one of the core modules among the many modules of the e-commerce system. E-commerce can integrate various network resources, reduce costs, and facilitate people in different regions to conclude transactions. Facing the reality of increasing inflation in the current market, through online payment Transactions can obtain a huge amount of information in a short period of time, which saves a lot of time required for information acquisition and the energy cost of on-site inspections. In addition, logistics warehousing, physical store costs, and some taxes and fees will also be incurred. Substantial reductions. Thereby reducing transaction costs and giving full play to the grassroots advantages of the Internet. Therefore, e-commerce has developed rapidly in recent years, but if the e-co...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32H04L9/32H04L9/06
CPCG06Q20/3223G06Q20/38215
Inventor 皮坤许斌高振洪何玉华赵呈供
Owner WUKUN STEEL
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