Bus IC card network payment system and its payment method

Abstract

The present invention provides a public transportation IC card internet payment system and a payment method thereof. The current payment ideas are changed, riding identification and payment functions of a public transportation IC card are separated, neither riding nor network payment of a passenger are neglected, and the passenger does not need to go to specified places for prepayment of the public transportation IC card and only needs to guarantee that a deduction account assorted with the IC card has money, thereby omitting the trouble for a user to go to a public transportation IC card service point for prepayment, bringing great convenience for passengers, greatly reducing logistics service personnel of public transportation companies, such as on-site charging persons and money counting staff, and lowering public transportation operating costs.

Description

【Technical field】 [0001] The invention relates to recharge payment technology, in particular to a bus IC card network payment system and a payment method that firstly authenticates passengers when boarding and then automatically pays for boarding through a platform later. 【Background technique】 [0002] The existing bus IC card is a small consumption card for offline use, which is easy to carry and does not need to give change. The user's amount is stored on the card, which is different from the bank card whose amount is stored in the background data. According to the current national policy, This type of small consumption card can only be used in the industry (except for those with financial qualifications), and the scope of use can only be used within the scope of public transportation, such as buses, taxis, subways, trams and ferries. [0003] At present, offline cards are the mainstream products for fast payment, especially in the field of public transportation. The bus ...

AI Technical Summary

Problems solved by technology

[0006] Aiming at the above-mentioned current state of the art, the technical problem to be solved by the present invention is to provide a convenient and easy-to-operate bus IC card network payment by converting concepts, first giving authentication to passengers when riding, and then automatically paying the fare through the platform later. The system and its payment method, the recharge method is based on the country's management requirements for small consumer cards, and in view of the current domestic bus IC card use range can only choose to take public transport features, with the help of the current developed network payment and the rapid development of wired and wireless network, especially wireless networks such as 4G; the user mainly realizes two functions by swiping the card to board the bus. Passenger boarding; through the change of the current payment concept, the bus IC card boarding authentication and payment functions are split to achieve both passenger boarding and online payment. Passenger users are first authenticated to get on the bus, and then processed through the bus recharge data later The platform automatically pays the fare, realizes that the bus IC card does not need to go to the designated point to pay the prepayment, greatly improves the convenience of the bus IC card, and solves the current problem that the bus IC card can only be recharged at the designated manual point

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