Self-service insurance method and insurance self-service teller suitable for same method

A technology for self-service teller machines and users, applied in the direction of data processing applications, coin-free or similar appliances, and instrument-controlled coin-operated equipment, etc., which can solve the problems of comprehensive policy management of unfavorable insurance institutions, inability to effectively use information, and unfavorable Issues such as quick policy application and inquiry

Inactive Publication Date: 2016-11-16
焦文华
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the insurance industry, although the number of insurance policies per capita in China is currently growing rapidly, there is still no interconnected organization and network system similar to UnionPay, and there is no such system that can complete multiple inquiries, insurance purchases, premium payments, renewals, inquiries, refunds, etc. The self-service teller machine that can realize the printing of the insurance policy is not conducive to the rapid application and query of the user's policy, and is not conducive to the comprehens

Method used

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  • Self-service insurance method and insurance self-service teller suitable for same method
  • Self-service insurance method and insurance self-service teller suitable for same method
  • Self-service insurance method and insurance self-service teller suitable for same method

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Embodiment Construction

[0048] see Figure 1-3 , the present invention can utilize the insurance self-service teller machine to realize the user's self-service insurance, the self-service teller machine is connected to the insurance service network, and the information of relevant insurance products and user history records are obtained through the insurance service network, and part of the data can also be stored in the local memory of the self-service teller machine Among them, the insurance service network may adopt cloud storage and cloud computing technology, may adopt any distributed or centralized architecture, and may or may not have a dedicated server and / or memory for the platform.

[0049] The insurance service network can use any suitable existing technology or other technologies, and usually should be connected to the insurance management systems of multiple insurance institutions, so as to provide users with information and services of multiple insurance institutions at the same time, wh...

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Abstract

The invention relates to a self-service insurance method and an insurance self-service teller suitable for the same method. The method is characterized in that the self-service teller sends an insurance scheme customized by a user to an insurance service network, insurance management systems of multiple insurance mechanisms accessed to the network make offers, and after the user selects an insurance mechanism, the user pays insurance premium through the self-service teller or other modes to obtain an insurance policy. The self-service teller mainly comprises a card reader, a touch screen, buttons/a keyboard, a display, a printer and a host. The invention enables the user to achieve insurance, renewal of insurance, payment, insurance policy printing, querying and the like on the self-service teller, so that the user is greatly facilitated, the cost of the insurance industry is reduced, and the efficiency is improved.

Description

technical field [0001] The invention relates to a self-service insurance method, and also relates to an insurance self-service teller machine suitable for the method. Background technique [0002] Automatic self-service teller machine (ATM, which can be referred to as self-service teller machine) is a common device for self-service bank deposits and withdrawals. Insert the bank card into the corresponding socket of the self-service teller machine, and the self-service teller machine will automatically read the relevant information in the bank card. Enter the password and the business information required to be handled by means of buttons and buttons, etc., which can automatically realize various banking services such as deposits, withdrawals, account inquiries, transfers, and electronic payments. Interact with the server of the institution, obtain the relevant information recorded in the server, and store the business information. At present, the business that can be handled...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G07F17/00
CPCG06Q40/08G07F17/00
Inventor 焦文华
Owner 焦文华
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