Vehicle accident online compensation method and apparatus
A vehicle and accident technology, applied in the field of Internet of Vehicles, can solve problems such as inability to quickly settle claims, and achieve the effect of simplifying the claim process
Inactive Publication Date: 2017-07-04
深圳优动信息科技有限公司
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[0004] The main purpose of the present invention is to propose a method and device for online claim settlement for vehicle accidents, aiming to solve the technical problem in the prior art that rapid claim settlement cannot be performed after a vehicle accident occurs
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[0038] The preferred embodiments of the present invention will be described below in conjunction with the accompanying drawings. It should be understood that the preferred embodiments described here are only used to illustrate and explain the present invention, and are not intended to limit the present invention, and in the absence of conflict, the present invention The embodiments and the features in the embodiments can be combined with each other.
[0039] The present invention mainly provides a method and device for on-line claims settlement for vehicle accidents, which can automatically collect the collision process of the accident vehicle and the damage of the vehicle after the vehicle accident occurs, and then compare the collected collision process with the damage of the vehicle and the accident The location of the vehicle is sent to the associated insurance company system, so that the insurance company can claim for the accident vehicle online.
[0040] refer to figur...
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The invention discloses a vehicle accident online compensation method. The method comprises the steps of extracting a monitoring image collected by a preset monitoring device and locating information of a current vehicle when it is detected that the current vehicle is collided; generating a corresponding accident record according to the monitoring image and the locating information; and sending the accident record to a system of an insurance company associated with the current vehicle, wherein the insurance company performs online compensation on the current vehicle according to the received accident record. The invention furthermore discloses a vehicle accident online compensation apparatus. By sending the generated accident record to the system of the insurance company associated with the accident vehicle, the insurance company can obtain an accident reason and a vehicle damage condition in first time and then finish online compensation, so that the vehicle accident compensation process is greatly simplified and the technical problem of incapability of carrying out quick compensation after the vehicle has an accident in the prior art is solved.
Description
technical field [0001] The invention relates to the technical field of Internet of Vehicles, in particular to a method and device for online claim settlement for vehicle accidents. Background technique [0002] With the improvement of people's living standards, the penetration rate of cars is also increasing. Driving on the road often faces many uncertain factors. For example, if the driver is not paying attention, he may collide with or scratch the surrounding vehicles. According to the provisions of my country's "Procedures for Handling Road Traffic Accidents", if a motor vehicle and a motor vehicle, or a motor vehicle and a non-motor vehicle, have property loss accidents, if the parties have no dispute over the facts and causes, they can negotiate and deal with the damages on their own. If the vehicle can be moved, the parties should, under the principle of ensuring safety, take pictures of the scene or mark the location of the accident vehicle, then immediately evacuate ...
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Login to View More IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 潘雪梅廖勇
Owner 深圳优动信息科技有限公司