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Vehicle loss assessment processing method, device and equipment and storage medium

A technology for evaluation, processing and damage determination, applied in the field of big data analysis, which can solve the problems of difficulty in ensuring the accuracy of vehicle damage determination results, inability to determine whether the vehicle damage determination item is correct or not, so as to avoid cheating damage determination behavior and avoid compensation. effect of risk

Inactive Publication Date: 2019-06-21
德联易控科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides an evaluation and processing method, device, electronic equipment, and storage medium for vehicle damage assessment, which solves the problem that the traditional damage assessment method cannot determine the existence or correctness of vehicle damage assessment items, and it is difficult to ensure the accuracy of vehicle damage assessment results

Method used

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  • Vehicle loss assessment processing method, device and equipment and storage medium
  • Vehicle loss assessment processing method, device and equipment and storage medium
  • Vehicle loss assessment processing method, device and equipment and storage medium

Examples

Experimental program
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Effect test

Embodiment 1

[0045] The embodiment of the present invention of the present application provides a vehicle damage evaluation and processing method, such as figure 1 As shown, the method includes: step S101, step S102, step S103 and step S104.

[0046] Step S101, receiving the loss assessment form uploaded by the insurance company's loss assessment system.

[0047] Among them, the loss determination form includes the loss determination photos of the loss determination vehicle and the loss determination items initially determined by the insurance company.

[0048] Specifically, the fixed loss order can be implemented in the form of Excel.

[0049] Step S102, extracting the loss assessment photos and the assessment items contained in the loss assessment form.

[0050] Among them, the fixed damage photos, for example: photos of vehicle damage, may also include one or more photos.

[0051] Among them, the damage determination item is the textual description of the vehicle damage, for example:...

Embodiment 2

[0073] The embodiment of the present invention of the present application provides an evaluation and processing device for assessing vehicle damage, such as image 3 As shown, the evaluation and processing device for vehicle damage assessment may include: a receiving module 301, an extraction module 302, an identification module 303, and a judgment module 304, wherein:

[0074] The receiving module 301 is configured to receive the loss determination form uploaded by the loss determination system of the insurance company;

[0075] An extracting module 302, configured to extract the damage photos and damage items contained in the damage order;

[0076] An identification module 303, configured to identify the damage assessment photos, so as to determine the damage location and / or damage degree of the damage assessment form corresponding to the assessment vehicle according to the damage assessment photos;

[0077] The judging module 304 is configured to judge whether the damaged ...

Embodiment 3

[0087] An embodiment of the present invention provides an electronic device, such as Figure 5 as shown, Figure 5 The electronic device 500 shown includes: a processor 5001 and a transceiver 5004 . Wherein, the processor 5001 is connected to the transceiver 5004 , such as through a bus 5002 . Optionally, the electronic device 500 may further include a memory 5003 . It should be noted that in practical applications, the transceiver 5004 is not limited to one, and the structure of the electronic device 500 does not limit the embodiment of the present invention.

[0088] The processor 5001 may be a CPU, a general processor, DSP, ASIC, FPGA or other programmable logic devices, transistor logic devices, hardware components or any combination thereof. It can implement or execute the various illustrative logical blocks, modules and circuits described in connection with the present disclosure. The processor 5001 may also be a combination that implements computing functions, for e...

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PUM

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Abstract

The embodiment of the invention provides a vehicle loss assessment processing method, device and equipment and a storage medium. The method comprises: receiving a loss assessment list uploaded by a loss assessment system of an insurance company; extracting Loss assessment photos and loss assessment projects contained in the loss assessment sheet; Identifying the loss assessment photo, and determining a damaged part and / or a damage degree of a loss assessment vehicle corresponding to the loss assessment form according to the loss assessment photo; And judging whether the damaged part and / or thedamage degree is consistent with the record of the damage assessment project or not, and returning a judgment result to the damage assessment system. The embodiment of the invention solves the problem that the traditional loss assessment mode cannot judge whether the vehicle loss assessment project exists or is correct or not, and the accuracy of the vehicle loss assessment result is difficult toensure, avoids the occurrence of cheating loss assessment behaviors, and avoids the compensation risk caused by a cheating case.

Description

technical field [0001] The present invention relates to the technical field of big data analysis, in particular, the present invention relates to a method, device, equipment and storage medium for assessing and processing vehicle damage. Background technique [0002] With the development of the insurance industry, various insurance industries have developed rapidly, especially the auto insurance industry. Auto insurance claims require damages to be assessed for the vehicle involved in the collision. [0003] However, the existing loss assessment method is generally carried out by the loss assessment salesman, which has high labor costs and low efficiency, and there is no special system to evaluate and process the damage assessment results, so it is impossible to judge whether the vehicle damage assessment items are correct or not, and it is difficult to guarantee The accuracy of the vehicle loss assessment results can avoid the occurrence of fraudulent loss assessment behav...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06K9/00
Inventor 王晓春
Owner 德联易控科技(北京)有限公司
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