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Data processing method based on NFC tag, system thereof and server

A data processing system and data processing technology, applied in the computer field, can solve the problems of poor user experience, not easy to popularize, and high merchant cost, and achieve the effects of improving payment efficiency, easy promotion, and flexible payment methods.

Active Publication Date: 2019-10-01
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in this solution, the merchant’s device must read the tag information in a specific area, and then the background will deduct the payment from the bound payment account. The merchant’s terminal must improve the hardware, and the merchant’s cost is high and it is not easy to popularize.
[0004] Moreover, the existing NFC tags access content through web page access, which is slow and the user experience is not good

Method used

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  • Data processing method based on NFC tag, system thereof and server
  • Data processing method based on NFC tag, system thereof and server
  • Data processing method based on NFC tag, system thereof and server

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Embodiment Construction

[0052] Introduced below are some of the various embodiments of the invention, intended to provide a basic understanding of the invention. It is not intended to identify key or critical elements of the invention or to delineate the scope of protection.

[0053] Before describing the data processing method based on the NFC tag of the present invention, the NFC tag manufacturing process applied in the present invention will be described first.

[0054] In order to make an NFC tag, first, the mobile device reads the merchant’s tag ID, sends the tag ID to the merchant service platform, and the merchant service platform retrieves the registered merchant information based on the ID, and returns the merchant information to the mobile device. The device writes this information into the tag on the merchant side.

[0055] figure 1 is a flowchart showing the creation of NFC tags.

[0056] Such as figure 1 As shown, in step S1, the merchant registers on the merchant service platform,...

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PUM

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Abstract

The invention relates to a data processing method based on an NFC tag. The data processing method comprises the steps: reading an NFC tag, wherein the NFC tag comprises tag content and a tag ID; generating an NFC tag payment request based on the tag content and the tag ID; analyzing the NFC tag payment request and obtaining an analysis response of the NFC tag payment request; generating an order generation request based on an analysis response, the order generation request being used for generating an order based on the first account information, the current transaction information and the second account information; generating an order based on the order generation request; and a payment step: performing payment based on the order. According to the invention, the payment process can be simplified, and special NFC reading equipment does not need to be arranged, so that the merchant cost can be reduced.

Description

technical field [0001] The invention relates to computer technology, in particular to a data processing method, a data processing system and a server based on NFC tags. Background technique [0002] In the current mobile payment, the two-dimensional code payment method has been widely used, but the two-dimensional code payment method still has the problems of cumbersome steps, long payment time and low payment efficiency in the payment process. Taking the general QR code payment process as an example, the specific steps of scanning the code payment are to unlock the screen, open the relevant APP, click "Discover", click "Scan", scan the code, enter the payment amount, click to pay, and verify identity information These eight steps. [0003] On the other hand, payment based on NFC tags has also appeared at present. Some existing unmanned supermarket solutions are equipped with an RFID tag on each product, which records the basic information of the product and the payment pr...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/36
CPCG06Q20/3278G06Q20/367G06Q20/20G06Q20/3276G06Q20/10G06Q20/12G06Q30/0601G06Q20/322G06Q20/4014G06Q20/4093
Inventor 鲁志军蒋海俭刘刚林晋任才华章政金可威夏钦
Owner CHINA UNIONPAY