Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Deduction instruction initiating method and device

A technology of deduction and instruction, applied in the computer field, can solve the problem of high cost

Active Publication Date: 2020-01-17
MASHANG CONSUMER FINANCE CO LTD
View PDF5 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a method and device for initiating a deduction instruction to solve the defect of high cost in the deduction method in the related art

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Deduction instruction initiating method and device
  • Deduction instruction initiating method and device
  • Deduction instruction initiating method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0029] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0030] See figure 1 , figure 1 It is a flow chart of a method for initiating a debit instruction provided by an embodiment of the present invention. Such as figure 1 As shown, the method for initiating a debit instruction includes the following steps:

[0031] Step 101, obtaining order information of a debit order.

[0032] Among them, the above-mentioned deduction order can also be referred to as a withholding order, for example: the merchant and ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention provides a deduction instruction initiating method and device. The method comprises the steps of obtaining order information of a deduction order; inputting the order information into amachine learning model for processing, and obtaining a prediction value of successful deduction of the deduction order; and if the prediction value is greater than or equal to a target threshold, initiating a deduction instruction of the deduction order. According to the deduction instruction initiating method provided by the embodiment of the invention, the deduction cost can be reduced.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for initiating a deduction instruction. Background technique [0002] With the deepening reform of the financial industry, the number of transactions such as utility charges, payment collection, and post-consumer installment repayment has increased rapidly. For example, merchants charge consumers installment payment fees through banks, and banks charge a fixed amount of handling fees or a certain percentage of handling fees according to the amount of deductions for each debit. However, in practical applications, due to consumption Insufficient balance of the debited account of the customer, exceeding the limit of the debited account, etc., the deduction failure often occurs, and the bank will not waive the fee due to the deduction failure, thereby increasing the merchant's collection cost . [0003] In related technologies, according to the bank's return s...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q20/42
CPCG06Q20/085G06Q20/42
Inventor 曾琳铖曦刘洪政蒋宁
Owner MASHANG CONSUMER FINANCE CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com