Network bank trade system and method between enterprise and bank

Abstract

The invention relates to a method of network bank trading between companies and banks. The system includes computer units in bank and company, thereinto, SAP software system is used in company for every finance personnel. Payment service credence is programmed in each client by finance personnel. The payment data is uploaded to company server by special person using eduction program through examination of relative service personnel. Payment check personnel approve payment information through WEB browser in client according to respective rights. Company payment information after approval interacts with bank service host through Internet. In charge of security server in company and bank, trade request is sent to encryption server after encryption and is sent to background to process server after unencrypted by server in bank. At last, the result is returned.

Description

technical field [0001] The invention relates to a computer-based system and method for transactions, in particular to a convenient, fast and safe online banking transaction system and method used between enterprises and banks. Background technique [0002] At present, in the financial information management of super-large enterprises, due to the large transaction volume and the huge workload of issuing bills, the relevant personnel of the financial department manually fill in checks, money orders, wire transfer documents, Bank bills and other bank documents are then sent to the bank counter for bank settlement business through the process of stamping the documents, etc. This process takes a long time and has a high probability of error. It took a lot of manpower and time for both the bank and the enterprise, and at the same time, the enterprise could not grasp the balance of the book funds. [0003] Although there are many proposals aimed at improving the convenience, secur...

AI Technical Summary

Problems solved by technology

[0002] At present, in the financial information management of super-large enterprises, due to the large transaction volume and the huge workload of issuing bills, the relevant personnel of the financial department manually fill in checks, money orders, wire transfer documents, Bank bills and other bank documents are then sent to the bank counter for bank settlement business through the process of stamping the documents, etc. This process takes a long time and has a high probability of error. It took a lot of manpower and time for both the bank and the enterprise, and the enterprise could not grasp the balance of the book funds

[0003] Although there are many proposals aimed at improving the convenience, security or confidentiality of financial transactions, in general, there are more or less defects in various proposals, such as failing to ensure the safe transfer of funds, and failing to fundamentally simplify financial transactions. Payment business, etc.

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