The invention relates to a routing sub-control account checking method and
system. The method includes the steps of firstly, acquiring a task name, and inquiring a merchant routing information table to obtain merchant information; secondly, inquiring a merchant management information table to obtain merchant configuration information; thirdly, judging whether the merchant configuration informationsatisfies a timed task starting time judging rule or not, if so, executing the fourth step, or else, ending the method; fourthly, acquiring
merchant account checking interaction information accordingto the merchant configuration information, and acquiring merchant accounting book files; fifthly, judging whether local account checking files are normally stored into a
database or not, if so, acquiring the local account checking files from the
database and executing the seventh step, or else, executing the sixth step; sixthly, allowing the
system to continue waiting for a certain period of time, executing the fifth step; seventhly, extracting account checking factors, performing account checking according to the
merchant account checking factors, and generating account checking result files.