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Method and device for processing credit data

A processing method and processing device technology, applied in data processing applications, commerce, instruments, etc., can solve problems such as false original credit data, user misleading, malicious evaluation, etc.

Inactive Publication Date: 2010-06-09
ZHEJIANG UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in practical applications, there may be false original credit data, such as malicious evaluation or intentionally high evaluation (that is, hype). In this way, if these false original credit data are assumed to be real credit data processing, the processing results obtained may not truly reflect the credit status of the evaluation object, which may mislead users who need to know the credit status of the evaluation object

Method used

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  • Method and device for processing credit data
  • Method and device for processing credit data
  • Method and device for processing credit data

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Embodiment Construction

[0012] At first a kind of credit data processing method of the present invention is described, as figure 1 As shown, the method includes:

[0013] S101: Obtain original credit data for at least one evaluation object;

[0014] S102: Filter out false original credit data and keep real original credit data.

[0015] The original credit data can be obtained from the business system, and the business system refers to the system for processing business, such as the system about food and steel industry. In different business systems, the types of original credit data may be different. For example, the original credit data of some business systems only include the three data of third-party certification, product quality certification and management quality certification, while the original credit data of some business systems only include the two data of single transaction score and product quality certification.

[0016] In addition, the obtained original credit data can be origin...

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Abstract

The invention provides a method for processing credit information, which comprises the following steps of: acquiring original credit data for at least one evaluation object; and filtering false original credit data and keeping real original credit data. The invention also provides a device for processing the credit data. In the method and the device, the acquired original credit data is not directly and simply used as the real credit data; instead, the false original credit data is filtered and then the real original credit data is kept, and then the real original credit data is taken as a basis to process the credit data, so obtained results can reflect the credit position of the evaluation object as really as possible.

Description

technical field [0001] The invention relates to e-commerce technology, in particular to credit data processing technology. Background technique [0002] Credit, as an important index in the field of electronic commerce, is more and more concerned by users in the field of electronic commerce. For example, before a user conducts business with the other party through the electronic trading system, he generally needs to know the credit of the other party. After confirming that the credit of the other party meets his own requirements, the user will conduct business with the other party. [0003] As users pay more and more attention to credit, how to conduct credit evaluation has become a hot technical issue in the field of e-commerce. In the process of credit evaluation, the processing of credit data is particularly important. For example, after processing the original credit data for an evaluation object, a processing result is obtained, and then the processing result is provi...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 郑小林刘驰
Owner ZHEJIANG UNIV