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Method and apparatus for establishing personal credit information database

A database and credit technology, applied in the field of establishing a personal credit information database, can solve problems such as difficult reuse, inaccurate credit results, and inability to comprehensively and three-dimensionally reflect a person's credit degree, etc., to achieve efficient service and good versatility sexual effect

Inactive Publication Date: 2016-02-24
范晓玲
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0006] However, the above-mentioned various existing technologies are all based on data in a certain field when counting users' credit information, which is one-sided and cannot fully and three-dimensionally reflect a person's credit degree. Therefore, the results of credit investigation are often not enough. Accurate and difficult to reuse between different systems

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  • Method and apparatus for establishing personal credit information database
  • Method and apparatus for establishing personal credit information database

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Embodiment Construction

[0024] The following will clearly and completely describe the technical solutions in the embodiments of the present application with reference to the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, not all of them. All other embodiments obtained by persons of ordinary skill in the art based on the embodiments in this application belong to the protection scope of this application.

[0025] In the process of implementing the present application, the inventors of the present application found that in the real world, the "endorsement of trust" between people plays a huge role. The so-called trust endorsement can also be called a trust guarantee, which means that in an unfamiliar environment, if member A does not know the real identity information of member B, but if member C tells member A that member B is trustworthy , then this trust can be passed on, so that me...

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Abstract

Embodiments of the present invention disclose a method and apparatus for establishing a personal credit information database. The method comprises: receiving an operation request of a first user for performing a trust endorsement on a designated second user, wherein the number of the first user is at least one; determining credit information of the designated second user, wherein factors used for determining the credit information of the designated second user comprise received trust endorsement information; storing a correspondence relationship between an identifier of the designated second user and the credit information, and establishing the personal credit information database. By means of the method and apparatus for establishing the personal credit information database disclosed by the embodiments of the present invention, credit conditions of users can be more comprehensively and stereoscopically embodied.

Description

technical field [0001] This application relates to the technical field of personal credit information processing, in particular to a method and device for establishing a personal credit information database. Background technique [0002] Today, with the ever-accelerating pace of work and life, people have higher and higher requirements for the efficiency of all walks of life. There is no doubt that the advent of the Internet and its various applications has played a huge role in increasing efficiency. For example, some applications can integrate the information of various merchants. Through these applications, people can make room reservations with hotels, make reservations for car rentals with car rental companies, etc., which greatly reduces people's time costs and correspondingly enables merchants Get more trading opportunities faster and easier. [0003] However, in the prior art, there are still some phenomena that hinder the further improvement of the efficiency. Fo...

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 范晓玲
Owner 范晓玲