Method and system for generating credit rating of agricultural socialization service subject

Abstract

The present invention provides a method and system for generating credit ratings of agricultural socialized service subjects. The method includes: selecting a set of credit evaluation indicators for agricultural socialized service subjects through big data analysis, and obtaining all services from each historical moment to the current moment. The index value of the subject; input the index value of each service subject at all times into the preset deep learning credit classification model, and output the credit category of each service subject at each moment; according to all historical moments and current The credit category at all times determines the comprehensive credit rating of each service subject; visually displays the credit rating and change process of the service subject. This method uses deep learning technology to classify the credit ratings of agricultural social service entities, which can make the credit rating results more comprehensive and accurate reflect the credit status of agricultural social service entities, and help to improve the credit rating of agricultural social service entities. Scientific and intelligent level.

Description

technical field [0001] The invention relates to the technical field of agricultural intelligent information processing, in particular to a method and system for generating credit levels of agricultural socialized service subjects based on big data. Background technique [0002] Agricultural socialization services can realize the organic connection between small farmers and modern agricultural development, and it is an important way to lead small farmers to carry out moderate-scale operations and develop modern agriculture. In recent years, various agricultural socialization service entities have organically combined with farmers' operations in terms of agricultural pre-production, mid-production and post-production services, and have innovated and developed many effective agricultural socialization service models, forming agricultural production trusteeship, order service, platform Effective forms of directly serving farmers and agricultural production, such as services and ...

AI Technical Summary

Problems solved by technology

For example: most agricultural socialization service organizations are small in scale, narrow in scope of services, and have many concurrent businesses; many service organizations have irregular service operations and risk of breach of contract, which damages the legitimate rights and interests of the farmers served

At the same time, agricultural socialization service organizations generally lack a standardized financial system, and it is difficult for financial institutions to evaluate their credit through conventional means. The problem of information asymmetry between creditors increases the difficulty of risk control for financial institutions and improves the credit of their units. cost, causing agricultural socialization service entities to face problems such as financing difficulties and expensive financing

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