Asynchronous terminal delivery transaction payment system and method

An asynchronous terminal and payment system technology, applied in payment architecture, instruments, data processing applications, etc., can solve the problems of prolonged checkout time, inconvenience of waiters, and prolonged waiting time for customers to checkout, etc., to improve the connection and the effect of

Inactive Publication Date: 2013-01-02
GUANGDONG JUNXIANG BUSINESS SERVICE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Transaction data generated on existing terminals can only be transmitted on the same type of terminal, such as transaction data generated by computers or mobile phones, they can only be viewed on the corresponding computers or mobile phones, and cannot be compared with other types of terminals such as POS terminals. Terminals for information interaction and dissemination, which greatly restricts the dissemination of data and greatly reduces the convenience of users
And for many industries, this will not only bring them a lot of inconvenience, but also reduce the quality level of their services or work processes, for example: 1. At present, for the catering industry, some more advanced catering Although the enterprise can support wireless terminal ordering, it cannot link the ordering information with the wireless payment terminal. Therefore, when the customer checks out, the waiter needs to enter the payment amount separately on the wireless payment terminal, that is, the ordering information is completely connected with the wireless payment terminal. This will not only cause inconvenience to the waiter, but also prolong the checkout time, thereby prolonging the time for customers to wait for the checkout; 2. From personal online shopping to merchant order review, order assignment to logistics companies, and logistics companies to distribute orders to In the delivery process, the transaction information transmitted between each of the above-mentioned links is disconnected, which brings inconvenience to their order review and checkout transactions, and affects the flow from personal online shopping to delivery checkout. fluency

Method used

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  • Asynchronous terminal delivery transaction payment system and method
  • Asynchronous terminal delivery transaction payment system and method

Examples

Experimental program
Comparison scheme
Effect test

no. 1 Embodiment approach

[0068] The POS terminal or computer generates a deduction order after accessing the information synchronization server, and the information synchronization server stores the deduction order and enables other clients, such as mobile terminals, to update the deduction order synchronously;

[0069] The mobile terminal downloads the existing deduction order from the information synchronization server, and according to the deduction order, the mobile terminal uses the client system to call the second transaction device to perform the payment transaction;

[0070] After the second transaction device is invoked by the mobile terminal, it prompts the consumer to swipe the card and enter the password. The communication method then sends information such as card magnetic track information and card password information to the mobile terminal;

[0071] The mobile terminal forms the transaction information from the information received from the second transaction device and the deduction a...

no. 2 Embodiment approach

[0078] The computer or mobile terminal generates a deduction order after accessing the information synchronization server, and the information synchronization server stores the deduction order and enables other clients, such as POS terminals, to update the deduction order synchronously;

[0079] The POS terminal downloads the existing deduction order from the information synchronization server, and the POS terminal can download a single deduction order or multiple download deduction orders. In addition, a single deduction can be performed by manually entering the order number or scanning the order barcode order download;

[0080] The POS terminal conducts payment transactions according to the deduction order, that is, prompts the consumer to confirm the deduction order, swipe the card and enter the password, and forms the transaction information with the card magnetic track information, card password information, deduction amount and other information;

[0081] After the POS t...

no. 3 Embodiment approach

[0086] The mobile terminal or POS terminal generates a deduction order after accessing the information synchronization server, and the information synchronization server stores the deduction order and enables other clients, such as a computer, to update the deduction order synchronously;

[0087] The computer downloads the existing deduction order from the information synchronization server, and then uses the client system or web page control to call the first transaction device to perform the payment transaction according to the deduction order;

[0088] After the first transaction device is invoked by the computer, it will prompt the consumer to swipe the card and input the password. Card password information and other information sent to the computer;

[0089] The computer forms the transaction information from the information received from the first transaction device and the deduction amount in the deduction order, that is, the computer obtains the transaction information...

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PUM

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Abstract

The invention discloses an asynchronous terminal delivery transaction payment system and method. The system comprises a plurality of clients, an information synchronization server and a transaction front-end subsystem. The method comprises the following steps that: the clients generate cut payment orders and other clients synchronize the cut payment orders through the information synchronization server; the other clients download the cut payment orders for performing transaction payment from the information synchronization server; the transaction front-end subsystem transmits the transaction information to a background for transaction processing; the transaction front-end subsystem performs transaction logic processing on the returned transaction results; the clients decrypt and display the transaction results; and the other clients synchronize the transaction results through the information synchronization server. According to the system and the method, convenience can be brought to the clients, and the connection between the links in payment transaction is improved. The asynchronous terminal delivery transaction payment system and method are widely applied to the financial industry.

Description

technical field [0001] The invention relates to network payment transaction technology in the financial industry, in particular to an asynchronous terminal delivery transaction payment system and method. Background technique [0002] Transaction data generated on existing terminals can only be transmitted on the same type of terminal, such as transaction data generated by computers or mobile phones, they can only be viewed on the corresponding computers or mobile phones, and cannot be compared with other types of terminals such as POS terminals. Terminals interact and disseminate information, which greatly restricts the dissemination of data and greatly reduces the convenience of users. And for many industries, this will not only bring them a lot of inconvenience, but also reduce the quality level of their services or work processes, for example: 1. At present, for the catering industry, some more advanced catering Although the enterprise can support wireless terminal order...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16
Inventor 杨毅
Owner GUANGDONG JUNXIANG BUSINESS SERVICE
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