A POS machine trusted transaction system and method based on virtual platform

Abstract

The invention discloses a point of sale (POS) machine credible trading system and method based on a virtual platform. The system comprises a POS machine, an intelligent form filling module, an internet bank control module and an internet bank preposed module, the POS machine uses a virtual machine in a cloud computing environment to simulate filling of an internet bank form menu, a trading client side which originally operates on the POS machine is transferred into the virtual machine of a server side, thereby, cross-platform performance and universality of the POS on-board application are improved, and system establishing costs are lowered. The payment process of trading fund is achieved through internet bank payment gateway, convenience, safety and low-price performance of internet bank services are applied to fund flow process of POS businesses, transition can be naturally finished in terms of technology and market, a novel offline on-line close consumption mode is provided for a user, benefits of cost reducing and consumer group increasing can be given to a commercial tenant, and a solution can be provided for a bank so as to well monitor and manage a terminal and establish a safe trading system.

Description

technical field [0001] The invention relates to a POS machine trusted transaction system and method based on a virtual platform. Background technique [0002] Currently, consumers' offline and online non-cash consumption behaviors are represented by POS card payment and online banking (hereinafter referred to as online banking) payment respectively. [0003] The traditional POS machine reads the cardholder's magnetic stripe information on the bank card through the card reader. The merchant enters the transaction amount, and the user enters the personal identification information (that is, the password). The core system of bank transactions finally uploads UnionPay to complete online transactions, gives information about success or failure, and prints corresponding bills. [0004] Traditional POS machines are extremely complicated in terms of installation and deployment process and bank / UnionPay formalities and authentication processes. At the same time, the traditional POS...

AI Technical Summary

Problems solved by technology

[0009] For the POS business in the prior art, the fee rate for the user to swipe the card on the current POS machine is too high, the procedures for the merchant to apply for the installation of the POS machine are complicated, etc., and the current POS machine cannot adapt to the online banking client of the multi-operating system platform, which can only be provided by the manufacturer. According to the limitations of the current POS front-end server to develop a dedicated client, it is urgent to propose a more secure and reliable POS machine trusted transaction system and method

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