Bank agent insurance system and wrong-account-prevention processing method thereof
A processing method and bank technology, applied in data processing applications, instruments, finance, etc., can solve problems such as prone to repeated transactions
Active Publication Date: 2016-01-13
CHINA CONSTRUCTION BANK
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[0005] In view of this, the present invention provides a bank agency insurance system and its anti-error account processing method to solve the problem of repeated transactions in the prior art
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[0081] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0082] The invention provides an anti-mistake account processing method of a bank agency insurance system to solve the problem that repeated transactions are prone to occur in the prior art.
[0083] Specifically, the anti-error account processing method of the bank agency insurance system is applied to the bank agency insurance system; as figure 1 As shown, the anti-error account processing method of the bank agency insurance system includes:
[0084] When t...
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The application provides a bank agent insurance system and a wrong-account-prevention processing method thereof. When the bank agent insurance system does not receive a response result of a bank core system or an insurance company, an original transaction is reversed through a reverse transaction firstly; a transaction state code is recorded in a statement then; and, if a return information of a failure of the reverse transaction is received or return information is not received, account checking is performed in the day, and prompt information of an error account is output for artificial account adjustment, or, when the account checking is performed at the end of a day, an error account is recorded for artificial account adjustment. The transaction state code can record an account state of the system and various-stage account states of related systems at the same time, and can provide a sufficient basis for the artificial account adjustment; and, even the same transaction is initiated again subsequently, a basis can also be provided for the artificial account adjustment through the transaction state code and the reverse transaction, the account adjustment difficulty is reduced, and a repeat transaction condition is prevented from occurrence.
Description
technical field [0001] The invention relates to the technical field of bank agency insurance, in particular to a bank agency insurance system and an error-proof account processing method thereof. Background technique [0002] Accounting is the core of the bank agency insurance system. The guarantee of account consistency during the transaction process and the efficient and convenient error handling mechanism are the most basic requirements for the normal operation of the system. Since the account processing in the transaction process of the bank agency insurance system needs to interact with both the bank’s core system and the insurance company’s system, it must ensure the consistency of accounts with the latter two systems at the same time, that is, in a transaction: The bookkeeping of the bank core system-bank agency insurance system-insurance company system must ensure success or failure together. However, due to communication failures or system failures during system op...
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Inventor 于明炜王叶红张鹏
Owner CHINA CONSTRUCTION BANK