94 results about "Account Status" patented technology

Near real time Internet access of prepaid call history and replenishment data is provided via an Internet browser separate from the prepaid device to a user (e.g., the subscriber), allowing a subscriber to access call history and / or replenishment information nearly in real time (e.g., within a minute of the expense / credit) without requiring assistance from a customer service representative. A web based prepaid report page retrieves call history and / or replenishment information from the subscriber's service provider, and displays the same through a web browser for review by the subscriber. The requested call history and / or replenishment information may be bounded by date, date and time, or even within specific time range(s) within each day in a given range of days. The web based prepaid report page may also link the user to a replenishment application for the subscriber, to assist the subscriber in replenishing their account after having reviewed their call history and prepaid account status in near real time. The call history and account balance information is preferably updated in near real time after the completion of a call, which is then accessed by the web based prepaid report page. Substantially immediately after a prepaid call is ended, the web based prepaid reporting application formulates a Call Detail Record (CDR) and sends it over a TCP / IP link to the web based prepaid reporting application, which stores the CDR in a local database. Then, a user may access this CDR / RR information in near real time, after appropriate log-in with, e.g., a user ID of the subscriber (e.g., MIN number based), and perhaps a password. Once the requested information is entered, the web based prepaid reporting application queries its local database, formats an appropriate response to the user's request, and presents the call history and / or replenishment information to the web browser of the user.

A network includes an account status system for checking the status of checking accounts used to make payments, and a payment account monitoring system that includes linking files that store, for individual credit card accounts, the account numbers for checking accounts used to pay the credit card accounts. The monitoring system periodically retrieves checking account numbers from the linking files and checks the account numbers at the status system. If a negative status is indicated at the status system, an alert is provided to the credit card company.

An authentication challenge system for performing secondary authentication for an account associated with an online store is described. In one embodiment, the authentication challenge system includes a question generation engine, which can derive a series of questions based upon activity associated with a user account of an online store; a network interface, which can transport the series of one or more questions derived by the question generation engine to authenticate the user to the online store; a confidence engine, which can determine a required confidence level for a successful authentication, and can compute a confidence score of the user identity; and a quality engine, which can adjust the question generation engine and the confidence engine based upon an analysis of question and answer metrics across multiple accounts of the online store. The online store can include digital media, such as music, movies, books or applications for electronic computing devices.

A system is provided that allows a photographer to take images for a customer and provide those images to order servicing equipment with which the images are placed on-line for the customer to view. The customer may place orders for the images and products and services related to the images. The order servicing equipment may credit the photographer when the customer orders images, products, or services. Images may be manipulated before images, products, or services are ordered. Images may be taken using film-based cameras or digital image acquisition equipment. Image presentation options may be selected. Content may be appended to the images. Web sites and digital albums may be created using the images. The photographer may check the status of assignments that have been submitted to the order servicing equipment and may check on account status. Different rights levels may be established for different parties. Loyalty rewards may be awarded for frequent use of the system.