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Intelligent business district finance management system based on internet of things

A management system and Internet of Things technology, applied in business, data processing applications, instruments, etc., can solve problems such as cumbersome efficiency and low efficiency, and achieve the effect of simplifying transaction processes, safe and fast transactions, and improving capital utilization

Inactive Publication Date: 2016-05-04
CHONGQING SHENGXIN TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The technical problem to be solved by the present invention is to provide a systematic solution based on the Internet of Things for customers and merchants to make better use of their own funds, credits, and low-efficiency problems. Funds, credit, and fast execution of receipts and payments, reducing capital utilization costs, and increasing wealth quickly

Method used

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  • Intelligent business district finance management system based on internet of things
  • Intelligent business district finance management system based on internet of things

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Experimental program
Comparison scheme
Effect test

Embodiment 1

[0026] As shown in the figure, a smart business district financial management system based on the Internet of Things is deployed, including customer credit evaluation system 1, customer credit system 2, membership card issuance system 3, member points management system 4, customer payment system 5, customer financial management Service system 6 , merchant credit evaluation system 7 , merchant credit system 8 , merchant settlement system 9 , merchant wealth management service system 10 , information transmission system 11 , central processing system 12 and user terminal system 13 .

[0027] The customer credit evaluation system 1 includes a customer information collection module, a customer credit ability investigation module, a customer credit behavior investigation module, a customer consumption file module and a customer credit evaluation module; the customer information collection module is used to collect the identity information of the customer; The customer credit ability...

Embodiment 2

[0041] Further, on the basis of Embodiment 1, the financial management system of the smart business circle is also equipped with a security login system, which includes an identity information collection module 101, a two-dimensional code generation module 201, a two-dimensional code center sending module 202, Two-dimensional code terminal receiving module 102, two-dimensional code terminal sending module 103, two-dimensional code center receiving module 203 and two-dimensional code identification module 204; The identity information collection module 101 is used for user terminal collection user's fingerprint information, identity card information and terminal code information; the two-dimensional code generation module 201 is used to bind the fingerprint information, ID card information and terminal code information sent by the user terminal to the central processing system, and then be generated by the central processing system in conjunction with its own identity information...

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Abstract

The invention provides an intelligent business district finance management system based on the internet of things. The intelligent business district finance management system comprises a customer credit evaluation system, a customer credit extension system, a membership card issuance system, a member point management system, a consumer payment system, a consumer financial planning service system, a merchant credit evaluation system, a merchant credit extension system, a merchant settlement system, a merchant financial planning service system, an information transmission system, a center processing system and a user terminal system. The intelligent business district finance management system has the advantages that consumers can better master and utilize credit resources, consumption resources and funds of the consumers; the consumers can rapidly adopt a proper payment mode to conduct transaction, the fund utilization rate is raised, and the transaction procedure is simplified; meanwhile, merchants can better master and utilize credit resources and fund resources of the merchants to increase fund utilization profits; safe and rapid transaction can be achieved through a mobile terminal such as a mobile phone.

Description

technical field [0001] The invention relates to the technical field of financial management based on mobile terminals and the Internet of Things, in particular to a financial management system for smart commercial circles based on the Internet of Things. Background technique [0002] With the development of the market economy, people's consumption activities are becoming more and more active. Large-scale shopping malls have become the main places for people to consume and shop. There are more and more payments for shopping transactions. The problems of fund management and credit management of consumers and merchants are becoming more and more prominent. [0003] How to speed up and simplify these transactions, how to obtain more benefits or reduce more costs from these transactions and payments is the focus of business management. [0004] With the development of the Internet to the Internet of Things, it is possible to systematically and intelligently manage the funds, cred...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00
CPCG06Q30/00
Inventor 段远大
Owner CHONGQING SHENGXIN TECH CO LTD
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