IC card electronic payment apparatus based on digital television terminal and remote controller and method thereof

Abstract

The invention provides an IC card electronic payment apparatus based on a digital television terminal and a remote controller and a method thereof. The apparatus comprises a digital television set top box client, the remote controller, a network and an electronic bank payment system. The remote controller is provided with an IC card groove. The remote controller comprises an IC card reading module, a card reading magnetic head safety encryption module, an information packet safety encryption module, a keyboard number key value mode switching module, a keyboard module, a microprocessor, an infrared communication module and a bluetooth communication module. The microprocessor adopts an electronic payment standard double-processor module according with PBOC3.0 and the information packet safety encryption module adopts a financial security control which passes through detection of a Chinese people bank card detection center. By using the method, safe and electronic payment of the user is realized. The apparatus and the method have advantages that an IC card information reading mode is used; aiming at a card reading magnetic head, safe structure encryption is performed, and one machine with one password is ensured; a national PBOC3.0 intelligent card terminal machine standard requirement is satisfied; and all offline electronic payment even if a person stays at home can be realized.

Description

technical field [0001] The present invention relates to a remote control device and method, in particular to an IC card electronic payment device based on a digital TV terminal and a remote controller and an IC card electronic payment device and method based on a digital TV terminal and a remote controller. Background technique [0002] Digital TV is the focus of the development of digital consumer electronic information products in the world, and has become a common focus of radio and television, telecommunications, and Internet operators. At present, most of the digital TV systems have completed two-way digital conversion, and gradually realized the integration of three networks and entered the new media era. [0003] The integrated radio and television operators provide end users with more and newer value-added services, such as video-on-demand, Internet access, data-on-demand, online scenario shopping, and so on. While providing services, electronic payment is the most ...

AI Technical Summary

Problems solved by technology

Its security controls for financial bank cards, including encryption logic, passwords and encryption algorithms, have not passed the inspection of the Card Security Testing Center of the People's Bank of China after inspection, do not meet the security standards, and cannot guarantee the security of financial data

Moreover, the card reading head is not equipped with a security structure control, which cannot guarantee one machine and one secret, posing a potential risk of being cracked

[0006] 2. The encryption module is solidified into the set-top box through middleware, causing each type of set-top box to be fixed with a different version of the encryption module, which weakens the versatility of the encryption module

[0007] 3. The password input is realized on the TV screen through the option key, which does not meet the standard requirements of the People's Bank of China for the confidentiality and safety of financial equipment, and may easily cause financial data leakage

[0008] 4. Communicate with digital set-top boxes through infrared communication. Encrypted information is easy to be intercepted, the connection distance is short and the sensing range is limited. The infrared transmission characteristics cannot guarantee the one-to-one fixed pairing between the set-top box and the remote control, and cannot guarantee the security of the financial card.

[0009] 5. Not in conformity with the provisions of the PBOC3.0 of the head office of the People's Bank of China

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