Payment system based on block chain technology

Abstract

The invention provides a payment system based on the block chain technology. The payment system is characterized by comprising a transaction application module, an access module, a block chain module, a connection module and a channel module. The transaction application module, the access module, the block chain module, the connection module and the channel module are connected in turn in a communication way. The connection module is connected with the access module in a communication way. Order placing of all the transactions is performed by a merchant 's own transaction system firstly to form a transaction request, and the transaction request is submitted to the payment system. The transaction request is transmitted to the channel module through the access module, the block chain module and the connection module in the payment system. The connection module is configured to monitor the transaction request on the block chain module, transmit the monitored transaction request to the channel module, receive the transaction result returned by the channel module and write the received transaction result in the block chain module. Accurate, timely and more dimensions of supervision can be implemented.

Description

technical field [0001] The present invention relates to the technical field of payment transactions, in particular to a supervised payment transaction system based on block chain technology. Background technique [0002] At present, with the large-scale growth of Internet and mobile phone users, Internet payment and mobile payment are developing rapidly. At the same time, the regulatory authorities found that many platforms used the "big merchant" and "second-clearance" models in the actual business process. The "big merchant" model refers to the situation where multiple merchants use the same merchant code, which violates the principle of authenticity of the merchants; Individuals, and then the company or individual settles to the merchant, which violates the principle of directness of settlement. It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extrem...

AI Technical Summary

Problems solved by technology

It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extremely serious problems will arise.

At the same time, the authenticity of the transaction information provided by the platform cannot be guaranteed, and there may be acts of forging or altering transactions to extract funds from merchants and users

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