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Payment verifying system

A verification system and verification terminal technology, which is applied in the payment system, payment system structure, instruments, etc., can solve the problems of mobile devices such as limitations, troubles, limited promotion range, etc., and achieve the effect of long standby time

Active Publication Date: 2018-09-11
郑鸿
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The use of near-field payment is a little more troublesome than scanning codes, and the scope of promotion is limited
[0004] In addition, bank cards are required for card swiping, and mobile devices are required for scanning codes and near-field payments. For young people who advocate light travel today, it is more convenient to carry mobile devices, but mobile devices are limited by batteries and networks. So for now, there is still no more convenient payment carrier that can operate independently of the network and a system or method with security to achieve real convenience.

Method used

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  • Payment verifying system

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Embodiment Construction

[0020] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0021] refer to figure 1 , a payment verification system, comprising a display terminal 1, a verification server 8, and a verification terminal 2;

[0022] Image files with the same attributes are placed in the display terminal 1 and the verification server 8 as the key carrier 3;

[0023] The display terminal 1 can dynamically generate key pixels 4 on the surface of the key carrier 3 through a program matching the verification server 8 and superimpose them on the image file 3 to be displayed on the display screen 5 of the display terminal 1;

[0024] The verification terminal 2 can identify the content displayed on the display screen 5 of the display terminal 1, and compare and obtain the key pixel 4 through the verification server 8, and then verify the key, and realize the payment release of the display terminal 1 after the verification is successful.

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PUM

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Abstract

The invention discloses a payment verifying system, and the system comprises a display terminal, a verifying server side, and a verifying terminal. The display terminal and the verifying server side store image files as secret key carriers. The display terminal can dynamically generate secret key pixels on the surfaces of the secret key carriers through a program matched with the verifying serverside, and enables the secret key pixels to be overlapped on the image files, and to be displayed by a display screen of the display terminal. The verifying terminal can recognize the display contentsof the display screen of the display terminal, and carries out the comparison of the obtained secret key pixels through the verifying server side, and then verifies the secret keys. The permission ofpayment of the display terminal is achieved after successful verification. The display terminal just needs to perform the overlapping of the secret key carrier image files of the secret key pixels onthe display contents of the verifying terminal, and the display terminal does not need to be online or upload and download any information during verification. The verifying server side can obtain thesecret key pixels from the contents transmitted by the verifying terminal, =obtains the secret key verification, and achieves the permission of payment. The display terminal can bear various types ofcarriers, and is long in standby time, and the verifying process is safe and reliable.

Description

technical field [0001] The invention relates to a verification system, in particular to a payment verification system, which belongs to the technical field of IPC classification No. G06. Background technique [0002] The payment system is composed of an intermediary agency that provides payment and settlement services and professional technical means to realize payment instruction transmission and fund settlement. It is a financial arrangement to realize creditor's rights and debts settlement and fund transfer. It is sometimes called a settlement system. [0003] At present, when making payment, the payment carriers of the payment system include magnetic stripe cards and mobile devices (including scanning barcodes, QR codes and NFC near-field payment). Magnetic stripe cards have the potential to be duplicated so are now being upgraded to chip cards. The QR code may be stolen when scanning the code, so the mobile device tends to provide a dynamically changing bar code or QR ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3829G06Q20/40145
Inventor 郑鸿
Owner 郑鸿