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A Payment Verification System

A verification system and verification terminal technology, applied in the payment system, payment system structure, protocol authorization, etc., can solve the problems of limited mobile devices, limited scope of promotion, trouble, etc., and achieve long standby time, safe and reliable verification process. Effect

Active Publication Date: 2021-11-23
郑鸿
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The use of near-field payment is a little more troublesome than scanning codes, and the scope of promotion is limited
[0004] In addition, bank cards are required for card swiping, and mobile devices are required for scanning codes and near-field payments. For young people who advocate light travel today, it is more convenient to carry mobile devices, but mobile devices are limited by batteries and networks. So for now, there is still no more convenient payment carrier that can operate independently of the network and a system or method with security to achieve real convenience.

Method used

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  • A Payment Verification System

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Embodiment Construction

[0020] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0021] refer to figure 1 , a payment verification system, comprising a display terminal 1, a verification server 8, and a verification terminal 2;

[0022] Image files with the same attributes are placed in the display terminal 1 and the verification server 8 as the key carrier 3;

[0023] The display terminal 1 can dynamically generate key pixels 4 on the surface of the key carrier 3 through a program matching the verification server 8 and superimpose them on the image file 3 to be displayed on the display screen 5 of the display terminal 1;

[0024] The verification terminal 2 can identify the content displayed on the display screen 5 of the display terminal 1, and compare and obtain the key pixel 4 through the verification server 8, and then verify the key, and realize the payment release of the display terminal 1 after the verification is successful.

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PUM

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Abstract

A payment verification system, including a display terminal, a verification server, and a verification terminal; an image file is placed in the display terminal and the verification server as a key carrier; the display terminal can be dynamically displayed on the surface of the key carrier through a program that matches the verification server. The generated key pixels are superimposed on the image file and displayed on the display screen of the display terminal; the verification terminal can identify the content displayed on the display terminal screen, and obtain the key pixel points through the comparison of the verification server, and then verify the key. After success, the payment release of the display terminal is realized. The display terminal only needs to show the verification terminal the key carrier image file superimposed with key pixels. The display terminal does not need to be connected to the Internet or upload or download any information during verification, and the verification server can be obtained from the content transmitted by the verification terminal. Key pixels obtain key verification and realize payment release. The display terminal can carry a variety of objects and has a long standby time, so the verification process is safe and reliable.

Description

technical field [0001] The invention relates to a verification system, in particular to a payment verification system, which belongs to the technical field of IPC classification No. G06. Background technique [0002] The payment system is composed of an intermediary agency that provides payment and settlement services and professional technical means to realize payment instruction transmission and fund settlement. It is a financial arrangement to realize creditor's rights and debts settlement and fund transfer. It is sometimes called a settlement system. [0003] At present, when making payment, the payment carriers of the payment system include magnetic stripe cards and mobile devices (including scanning barcodes, QR codes and NFC near-field payment). Magnetic stripe cards have the potential to be duplicated so are now being upgraded to chip cards. The QR code may be stolen when scanning the code, so the mobile device tends to provide a dynamically changing bar code or QR ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3829G06Q20/40145
Inventor 郑鸿
Owner 郑鸿