Insurance configuration method and device based on data analysis, computer device and storage medium

A data analysis and configuration method technology, applied in the financial field, can solve problems such as inability to meet the individual needs of users, and achieve the effect of meeting individual needs, improving production efficiency, and improving the degree of fit

Pending Publication Date: 2019-02-22
CHINA PING AN LIFE INSURANCE CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The inventors of the present invention found in their research that in the prior art, insurance products are pre-set, so there is a difference between the matching insurance product and the user's expectation, which cannot meet the individual needs of the user

Method used

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  • Insurance configuration method and device based on data analysis, computer device and storage medium
  • Insurance configuration method and device based on data analysis, computer device and storage medium
  • Insurance configuration method and device based on data analysis, computer device and storage medium

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Embodiment

[0081] Those skilled in the art can understand that the "terminal" and "terminal equipment" used here not only include wireless signal receiver equipment, which only has wireless signal receiver equipment without transmission capabilities, but also include receiving and transmitting hardware. A device having receiving and transmitting hardware capable of performing bi-directional communication over a bi-directional communication link. Such equipment may include: cellular or other communication equipment, which has a single-line display or a multi-line display or a cellular or other communication equipment without a multi-line display; PCS (Personal Communications Service, personal communication system), which can combine voice, data Processing, facsimile and / or data communication capabilities; PDA (Personal Digital Assistant, Personal Digital Assistant), which may include radio frequency receiver, pager, Internet / Intranet access, web browser, notepad, calendar and / or GPS (Globa...

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PUM

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Abstract

The embodiment of the invention discloses an insurance configuration method and device based on data analysis, a computer device and a storage medium. The method includes the following steps: obtaining the collected insurance factor; matching category information of an insurance product having a mapping relationship with the insurance factor according to a preset correspondence rule, wherein the correspondence rule is a mapping list of the insurance factor and the category information; The category information is taken as a limiting condition to retrieve a project module constituting the insurance product from a preset project module database, wherein the project module is a text document constituting the insurance product. By obtaining an insurance factor including user identification information and expected information, the category information of the insurance product, i.e. The number of the insurance product, is determined according to the insurance factor. As the insurance product is composed of item modules, the item modules constituting the insurance product can be obtained according to the insurance product number, and the production efficiency of the insurance product isimproved.

Description

technical field [0001] The embodiments of the present invention relate to the financial field, in particular, a data analysis-based insurance allocation method, device, computer equipment, and storage medium. Background technique [0002] Insurance means that the policyholder pays insurance premiums to the insurer according to the contract, and the insurer is responsible for indemnifying the insurance money for the property losses caused by the possible accidents agreed in the contract, or the insured dies, becomes disabled, Commercial insurance that bears the responsibility to pay insurance benefits when the age, period and other conditions agreed in the contract are reached. [0003] The insurance products in the prior art are all pre-designed insurance product documents. When the user puts forward the expectation of the insurance product, according to the user's expectation, the inspection and matching are carried out in the insurance product database, and finally the use...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/10
CPCG06Q40/08G06Q10/103
Inventor 方星
Owner CHINA PING AN LIFE INSURANCE CO LTD
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