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A Configurable Logging Method and Card

A technology for configuring records and cards, applied in the field of communications, can solve the problem of inability to meet the transaction log of the issuing bank

Active Publication Date: 2021-06-08
FEITIAN TECHNOLOGIES
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, with the development of economy and technology, the situation that the transaction log is only recorded when the transaction is approved can no longer meet the flexible, diverse and configurable needs of card issuers for recording transaction logs

Method used

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  • A Configurable Logging Method and Card
  • A Configurable Logging Method and Card
  • A Configurable Logging Method and Card

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0041] Embodiment 1 of the present invention provides a method for configurable log recording, such as figure 1 shown, including the following steps:

[0042] Step 101: When the card receives the first instruction sent by the terminal, the card performs risk management and updates the preset instruction data according to the first instruction;

[0043] Step 102: The card judges the transaction type according to the instruction data. When the transaction type is online transaction, return the transaction response to the terminal and execute step 103; when the transaction type is offline rejection, execute step 106; when the transaction type is offline approval , execute step 107;

[0044] Optionally, step 101 specifically includes: when the card receives the first instruction sent by the terminal, the card performs risk management according to the first instruction and updates the preset first indicator bit and second indicator bit;

[0045] Correspondingly, step 102 is speci...

Embodiment 2

[0086] Embodiment 2 of the present invention provides a method for configurable log recording, such as figure 2 shown, including the following steps:

[0087] Step 201: When the card receives the update command sent by the terminal, the card parses the update command to obtain the data to be updated and the first MAC value;

[0088] Optionally, before step 201, it also includes:

[0089] Step 200-1: When the card receives the selection instruction sent by the terminal, the card performs the selection operation according to the selection instruction, and returns a selection response to the terminal;

[0090] For example, the select instruction includes 14 bytes, which is 0x00A4040008A00000033301010100;

[0091] 选择响应包括107字节,为0x6F698408A000000333010101A55D500B50424F43204372656469748701019F38219F66049F02069F03069F1A0295055F2A029A039C019F37049F33039F4E149F7A015F2D087A68656E667264659F1101019F120F4341524420494D4147452030303031BF0C059F4D020B0A;

[0092] Step 200-2: When the card r...

Embodiment 3

[0148] Embodiment 3 of the present invention provides a method for configurable log recording, such as image 3 shown, including the following steps:

[0149] Step 301: When the card receives the first command sent by the terminal, the card obtains the first status data from the first command, and judges whether the format of the first command is correct according to the first status data, if yes, execute step 302, otherwise return to the warning information to the terminal;

[0150] Optionally, this step specifically includes: when the card receives the first instruction sent by the terminal, the card obtains the first preset byte data as the first state data from the first instruction, and according to the first preset byte data Judging whether the format of the first instruction is correct, if yes, execute step 302, otherwise return a warning message to the terminal;

[0151]More specifically, when the card receives the first instruction sent by the terminal, the card obt...

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Abstract

The invention discloses a method and a card for configurable log recording, which relate to the communication field; the method includes: updating the preset indication data according to the first instruction sent by the terminal; judging the transaction type according to the indication data; As a result, perform the corresponding operation; when the result of the judged transaction type is an online transaction, judge whether the connection is successful according to the authorization code in the second command sent by the terminal; when judging that the connection is successful, perform the corresponding operation according to the judgment result; , judging whether to reject the transaction according to the request data, authorization code, preset first data and preset behavior data in the second instruction, and performing corresponding operations according to the judgment result of whether to reject the transaction. The invention provides a configurable log recording method and a card, and the card issuer can record logs flexibly, in a variety of ways and in a configurable manner.

Description

technical field [0001] The invention relates to the communication field, in particular to a method and a card for configurable log recording. Background technique [0002] Bank cards refer to credit payment tools issued by commercial banks (including postal financial institutions) to the society, which have all or part of the functions of consumer credit, transfer settlement, deposit and withdrawal of cash, etc. At present, when a bank card issued by China UnionPay conducts a transaction, only when the transaction is approved will it record the transaction log including the transaction time, transaction amount, payment unit, etc. (the transaction log refers to the transaction made in the exchange written records of relevant information). However, with the development of economy and technology, the situation that the transaction log is recorded only when the transaction is approved has been unable to meet the needs of card issuers for flexible, diverse and configurable recor...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/42
CPCG06Q20/405G06Q20/407G06Q20/409G06Q20/42
Inventor 陆舟于华章
Owner FEITIAN TECHNOLOGIES