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Method for warning non-driving of vehicle within multiple days after vehicle loan

A vehicle and car loan technology, which is applied in the field of car loan risk warning, can solve the problems that the vehicle has not been driven for many days and cannot be judged early warning, the risk of car loan is difficult to control, and the monitoring effect of car loan is poor, so as to improve the rationality of evaluation and achieve good results , The effect of preventing car loan fraud

Inactive Publication Date: 2019-05-14
深圳华云网科技有限公司
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  • Abstract
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  • Claims
  • Application Information

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Problems solved by technology

[0005] The above-mentioned patent document discloses a car loan risk control system and method, but this method has poor monitoring effect on car loans, and cannot provide early warning judgments for vehicles that have not been driven for several days, making it difficult to control the risk of car loans

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  • Method for warning non-driving of vehicle within multiple days after vehicle loan

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Embodiment 1

[0027] see figure 1 , a method for warning that the vehicle has not been driven for many days after a car loan, comprising a GPS monitoring module, a GIS geographic information module, and an alarm module, and a GPS terminal module and a GIS geographic information terminal module are installed on the vehicle of the car loan, and the method includes the following steps :

[0028] Step 1): the GPS monitoring module monitors S1;

[0029] Step 2): The vehicle has not been driven for many days and the long-term parking alarm S2;

[0030] Step 3): Judging whether the vehicle is attached to S3 at a common parking spot; if not, proceed to the next step;

[0031] Step 4): determine whether the vehicle is parked near the risk area S4, if not, enter the next step;

[0032] Step 5: Determine whether the vehicle is parked near the towing point S5, if not, go to the next step;

[0033] Step 6): Judging that the vehicle stops for an unknown reason S6.

[0034] In the present embodiment,...

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Abstract

The invention discloses a method for warning non-driving of a vehicle within multiple days after a vehicle loan, comprising a GPS monitoring module, a GIS geographic information module and an alarm module, wherein a GPS terminal module and a GIS geographic information terminal module are installed on the vehicle with the vehicle loan, and the method comprises the following steps: 1): performing long-term parking alarm on the non-driving of the vehicle within multiple days; 2): judging whether the vehicle is in the vicinity of a common parking point; if not, entering the next step; 3): judgingwhether the vehicle is parked in the vicinity of a risk area, and if not, entering the next step; 4): judging whether the vehicle is parked in the vicinity of a trailer point, and if not, entering thenext step; and 5): judging parking of the vehicle for unknown reasons. The invention provides the method for warning the non-driving of the vehicle within multiple days after the vehicle loan, whichperforms real-time monitoring on the vehicle load and performs early warning judgment on the non-driving of the vehicle within multiple days after the vehicle loan.

Description

technical field [0001] The invention relates to the technical field of car loan risk warning, in particular to a method for warning that the vehicle has not been driven for several days after the car loan. Background technique [0002] With more and more financial car loan businesses, there are more and more car owners who have not used the car for many days after getting the loan. If the vehicle has not been driven for several days, it will not be classified. It will be used as an alarm and provided to the operating personnel. The operating personnel cannot judge the reason for the non-driving for many days, and cannot track and understand the vehicle situation, which increases the loan risk. [0003] Unlike a fixed house, a car is an object that can move at any time, which brings difficulties to the prevention and control of car loan risks: it is difficult to effectively monitor and control effectively; even if it can be effectively monitored, there will be embarrassment o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G08B21/00G08G1/00
Inventor 程国星张先助刘佳乐
Owner 深圳华云网科技有限公司