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Vehicle risk area alarm method after vehicle loan

A risk area and vehicle technology, applied in the field of car loan risk warning, can solve the problems of difficult control of car loan risk, failure of early warning and judgment of vehicle risk area, and inability to monitor the second car loan of car owners, so as to improve the rationality and effect of evaluation Good, multi-method effect

Pending Publication Date: 2019-07-16
深圳华云网科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The above-mentioned patent document discloses a car loan risk control system and method, but this method cannot monitor the car owner’s second-use car loan; and there is no early warning and judgment on the risk area of ​​the vehicle, and the risk of car loan is difficult to control

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  • Vehicle risk area alarm method after vehicle loan
  • Vehicle risk area alarm method after vehicle loan

Examples

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Embodiment 1

[0028] see figure 1 , a vehicle risk area warning method after a car loan, comprising a GPS monitoring module, a GIS geographic information module, and an alarm module, a GPS terminal module and a GIS geographic information terminal module are installed on the vehicle of the car loan, and the method includes the following steps:

[0029] module, the method includes the steps of:

[0030] Step 1): Planning the risk area S1;

[0031] Step 2): GPS monitoring module reports vehicle location information S2;

[0032] Step 3): Whether the vehicle location information is in the risk area S3, if yes, go to the next step;

[0033] Step 4): alarm S4 in the risk area;

[0034] Step 5): Whether the vehicle is at the long-term parking spot S5, if yes, go to the next step;

[0035] Step 6): Alarm S6 for the risk area of ​​common parking spots.

[0036] In the present embodiment, the present invention is provided with GPS monitoring module, GIS geographical information module, alarm modu...

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Abstract

The invention discloses a vehicle risk area alarm method after vehicle loan, A GPS monitoring module, a GIS geographic information module and an alarm module are included, and a GPS terminal module and a GIS geographic information terminal module are installed on a vehicle with loan, and the method comprises the following steps: 1, planning a risk area; 2, the GPS monitoring module reporting vehicle position information; 3, judging whether the vehicle position information is in the risk area or not, and if yes, entering the next step; 4, performing risk area alarming; 5, judging whether the vehicle is at the long parking spot or not, and if yes, entering the next step; and 6, carrying out common parking point risk area alarm. The invention aims to provide the vehicle risk region alarm method after the vehicle loan, which can prevent the vehicle owner from secondarily using the vehicle to loan, can carry out early warning judgment on the vehicle risk region after the vehicle loan and can effectively control the vehicle loan risk.

Description

technical field [0001] The invention relates to the technical field of car loan risk warning, in particular to a car loan risk area warning method. Background technique [0002] With the increasing number of financial car loan businesses, car owners refinance their cars after pledge loans. For mortgage loan companies, the second use of car loans by car owners increases their risks and increases Possibility of losses incurred by lending companies. [0003] Unlike a fixed house, a car is an object that can move at any time, which brings difficulties to the prevention and control of car loan risks: it is difficult to effectively monitor and control effectively; even if it can be effectively monitored, there will be embarrassment of "ineffective" control. You may even watch the target vehicle leave you helplessly, feeling helpless and sighing at the car; at present, there is no effective technical measure in the market to effectively monitor the fraudulent loan of the car owner...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q10/06
CPCG06Q10/0635G06Q10/06393G06Q40/03
Inventor 王旭东程国星曹振江
Owner 深圳华云网科技有限公司