A Real Data Acquisition Method Applied to Internet Finance

Abstract

The invention discloses a real data acquisition method applied to internet finance, and relates to the national internet finance monitoring field. First sort out the detailed transaction data of each online lending institution's business and conduct business evaluation; each online lending institution stores a copy of data that meets the standards locally, conducts self-examination, and connects the self-examination data to the National Internet Emergency Center. Then each online lending institution uses the SDK toolkit to bury points, and the National Internet Emergency Center verifies the correctness of the transaction details data accessed by each online lending institution in real time, and feeds back to the online lending institution; Real-time transaction data, forming a data flow according to the lending and borrowing business, and generating disclosure data around the two dimensions of the lender and the borrower. Finally, the National Internet Emergency Response Center opened the data inspection to users and checked the feedback window. The invention realizes the authenticity verification of the real-time access data of the network lending institutions and the purpose of real-time and dynamic supervision.

Description

technical field [0001] The invention relates to the field of national Internet financial monitoring, in particular to a real data acquisition method applied to Internet finance. Background technique [0002] In the face of Internet financial institutions that are developing rapidly, changing greatly, and involving a wide range of people, my country's traditional financial supervision methods are obviously lagging behind. In particular, how to timely and accurately understand the overall operating conditions and risks of online lending institutions has become the key to solving Internet financial supervision. [0003] At present, the national Internet financial monitoring department (hereinafter referred to as the national monitoring department) has access to more and more Internet finance (Internet financial peer-to-peer lending platforms) enterprises, and the problem of real data acquisition has become a huge obstacle to the development of supervision; There has been no un...

AI Technical Summary

Problems solved by technology

[0004] The present invention ensures that the national monitoring department obtains the real data of Internet financial enterprises in real time, solves the problem that enterprise data is easy to falsify and is difficult to obtain, and avoids the problems of enterprises not reporting, data tampering, data misreporting, and data reporting that is not proactive or timely; A real data acquisition method applied to Internet finance is proposed

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