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Data processing method and device based on withdrawal transaction

A data processing and transaction technology, applied in the field of data processing, can solve problems such as inability to withdraw money from ATMs

Active Publication Date: 2020-11-24
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The technical problem to be solved in this application is to provide a data processing method and device based on withdrawal transactions, so as to solve the problem that the user cannot continue to withdraw money from the cash machine when the daily withdrawal amount of the user has reached the daily withdrawal limit of the account corresponding to the cash machine

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  • Data processing method and device based on withdrawal transaction
  • Data processing method and device based on withdrawal transaction
  • Data processing method and device based on withdrawal transaction

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Embodiment Construction

[0009] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0010] The inventor of the present application has found through research that currently, when a user withdraws money at an ATM, he is bound by the daily withdrawal limit. When the withdrawal amount of the user exceeds the withdrawal limit of the day, the target account cannot be used to withdraw withdrawals on the ATM. Instead, the user can only choose to submit p...

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Abstract

The invention discloses a data processing method based on withdrawal transaction, and the method can be executed by an automatic teller machine, and comprises the steps: obtaining a first withdrawal amount inputted by a user on the automatic teller machine, and executing the first withdrawal transaction for a target account according to the first withdrawal amount. And after the first withdrawal transaction is executed, the ATM counts the total withdrawal amount of a target account on the ATM on that day, and if the total withdrawal amount of the target account on that day reaches the upper limit of daily withdrawal of the account corresponding to the ATM, it is considered that the user may have the demand of withdrawing money beyond the limit. And at the moment, outputting first prompt information to prompt the user to have the permission of continuously withdrawing money. By the adoption of the scheme, even if the withdrawal amount of the target account on the ATM on the day reachesthe upper limit of daily withdrawal of the account corresponding to the ATM, the user can continue to withdraw money on the ATM by using the target account, the user does not need to replace the withdrawal account or withdraw money in other modes, and the withdrawal experience of the user is improved.

Description

technical field [0001] The present application relates to the technical field of data processing, in particular to a data processing method and device based on withdrawal transactions. Background technique [0002] According to the existing withdrawal transaction mechanism of the cash machine, when the user withdraws money at the cash machine, he will be bound by the daily withdrawal limit. When the user's withdrawal amount exceeds the daily withdrawal limit. The user cannot withdraw money on the cash machine, but can only choose to submit personal identification at the bank counter, perform manual withdrawal, or switch to other bank cards for transactions, which is not a good user experience. Contents of the invention [0003] The technical problem to be solved in this application is to provide a data processing method and device based on withdrawal transactions, so as to solve the problem that the user cannot continue to withdraw money from the cash machine when the dai...

Claims

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Application Information

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IPC IPC(8): G07F19/00
CPCG07F19/203G07F19/209G07F19/207
Inventor 黄文强季蕴青胡路苹胡玮黄雅楠胡传杰浮晨琪李蚌蚌徐晨敏
Owner BANK OF CHINA