A withdrawal limit borrowing method and related device based on a self-service teller machine
A self-service teller machine and limit technology, which is applied to the withdrawal of money in the ATM machine, the software of the ATM machine, the parts of the ATM machine, etc. Security and other issues to achieve the effect of improving the withdrawal experience and simple withdrawal operations
Active Publication Date: 2022-01-28
BANK OF CHINA
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Problems solved by technology
Therefore, when the user needs to withdraw a large amount of cash and the bank branch is off work, the operation of withdrawing cash through multiple bank cards on the self-service teller machine is relatively cumbersome, resulting in a poor withdrawal experience for the user and greatly reducing the security of multiple bank cards
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specific Embodiment approach
[0054] In the first specific implementation mode, the background system of the self-service teller machine automatically selects the transfer users who meet the pre-set withdrawal limit borrowing conditions from the multiple transfer users of the first user as the target transfer users, and selects the target transfer users through The self-service teller machine is displayed to the first user so that the first user can determine the second user based on the selection of the target transfer user. Among them, the preset withdrawal limit borrowing condition can be set as the preset transfer times condition and the preset withdrawal remaining amount condition; the preset transfer number condition means that the number of transfers is greater than the preset transfer number, such as 2 times, and the preset withdrawal remaining amount condition It means that the remaining withdrawal amount is greater than the preset withdrawal remaining amount. Therefore, in an optional implementat...
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This application discloses a withdrawal limit borrowing method based on a self-service teller machine and a related device. The method includes: judging that the withdrawal amount of the first user at the self-service teller machine is greater than the withdrawal limit of the first user's current bank card for the day, and the bank outlet After get off work and the first user decides to withdraw money, a prompt to borrow the withdrawal limit is displayed to the first user; after the first user executes the borrowing operation of the first withdrawal limit based on the prompt to borrow the withdrawal limit, the first user sends the identity information including the first user to the second user and the withdrawal limit borrowing information of the first withdrawal limit borrowing amount selected by the second user; after the second user executes the second withdrawal limit borrowing operation based on the withdrawal limit borrowing information, determine the second withdrawal limit borrowing amount selected by the second user ; Increase the borrowing amount of the second withdrawal limit to the withdrawal limit of the current bank card of the first user on the same day. The method enables the user to withdraw a large amount of cash required by the user through a bank card on the self-service teller machine.
Description
technical field [0001] The present application relates to the technical field of self-service teller machines, in particular to a method for borrowing withdrawal limits based on self-service teller machines and related devices. Background technique [0002] At this stage, after the bank outlets are off work, users can go to the self-service teller machine to withdraw money when they need to withdraw money; among them, the self-service teller machine has a certain limit on the withdrawal amount of the bank card, that is, the user cannot withdraw more than this amount through a bank card. Cash within the daily withdrawal limit of the bank card. [0003] When the user needs to withdraw a large amount of cash and the bank branch is off duty, it is usually necessary to hold multiple bank cards and withdraw the large amount of cash required by the user through multiple bank cards in sequence on the self-service teller machine. Therefore, when the user needs to withdraw a large am...
Claims
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IPC IPC(8): G07F19/00
CPCG07F19/211G07F19/203
Inventor 黄文强季蕴青胡路苹胡玮黄雅楠胡传杰浮晨琪李蚌蚌申亚坤徐晨敏
Owner BANK OF CHINA