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Credit information updating system based on credit information exposure platform

A technology of information update and information platform, applied in data processing applications, instruments, finance, etc., can solve problems such as unreasonable credit structure

Inactive Publication Date: 2011-06-22
徐敏
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] It is worth mentioning that the credit structure of many enterprises in our country is seriously unreasonable

Method used

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  • Credit information updating system based on credit information exposure platform
  • Credit information updating system based on credit information exposure platform
  • Credit information updating system based on credit information exposure platform

Examples

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example 1

[0028] A credit information update system based on a credit information exposure platform. Its main function is credit information exposure and credit information services. It is enriched by the continuous update of credit information belonging to or involving users, as well as extensive user access and evaluation of credit information. It draws lessons from the "face culture" and "shame culture" in Eastern culture. Connotation, using the advantages of rich Internet information resources, high degree of openness and transparency, and wide influence, through the exposure of the debtor's personal image, personal information and related personal behaviors and the resulting consequences, using the guidance of public opinion to solve the problem of debt settlement problems and provide more detailed credit information services for customers with special needs.

[0029] like figure 1 As shown in , a schematic diagram of the composition of a credit update system based on a credit inf...

example 2

[0038] Develop a network information platform and name it Debangyi.com. It is an electronic platform based on the utilization of network information resources. It has the functions of solving debt settlement problems, resolving debt disputes humanely, and updating, supervising and promoting individuals and social groups. Third-party institutions with sound credit establishment and development functions. It is a third-party electronic platform that realizes debt repayment through the sharing and docking of Internet resource information. It forms a powerful public opinion supervision by establishing and updating credit information systems for individuals and social groups. Debt.com makes full use of the advantages of the wide range of the Internet, open content, interactive information, and convenient operation to connect creditors, debtors, and debt resource persons all over the world, breaking the opacity of actual information in real life, allowing relevant All social resourc...

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Abstract

A credit information updating system based on a credit information exposure platform, which is an open credit information exposure and service platform, and is composed of modules, such as an information exposures platform, a user access verification module, a credit information data uploading supervising module, a credit information data processing module, a specially required customer service module and the like. The credit information exposure platform is a central platform used for being accessed by all the customers for obtaining required service; the user access verification module is used for setting corresponding verification modes for different customers; the credit information data uploading supervising module is used for copying the uploading information to a fair organization, and shielding and filtering undeserved information data; the credit information processing module is used for sorting different credit information, and simultaneously, adding wide content supplement and link; and the specially required customer service module is used for providing more detailed credit information for special customers, such as banks, investment organizations and the like.

Description

technical field [0001] The invention relates to a credit information update system based on a credit information exposure platform, in particular to a credit information update system for a credit information exposure platform used for debt repayment and information services. Background technique [0002] At present, there is a strange but common phenomenon in society that honest people suffer. This is a kind of discrimination against trustworthy people or enterprises, and this kind of discrimination is precisely due to the lack of credit. The subject of rights and obligations agrees on the relationship of rights and responsibilities, but in reality there is an asymmetry between the enjoyment of rights and the performance of obligations, and there is a credit risk between the two parties. For example, some large multinational buyers show credit discrimination against domestic suppliers when purchasing in China, deliberately default on payment for goods, and occupy a large a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00
Inventor 徐敏
Owner 徐敏
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