Multi-account management system based on IC (identification card) and identification password combined login

Abstract

The invention relates to a multi-account management system based on IC (identification card) and identification password combined login. An identification module is connected with a login terminal which is in connection with an executive module, and the executive module is connected with a background data base. Safety is guaranteed by cooperative logins of IC identification, user password packets, card reading equipment, login equipment and the like. One or a plurality of groups of keys in the IC and the password packets are used for identification of users, all purposes can be achieved by one card, different functions, accounts and trading platforms are accessible when different passwords are identified according to unique identification information, and the limit that binding relation between identification cards and accounts or debit cards is set first in similar public technical schemes is broken through. Components of the system are functionally defined and divided, which establishes foundation for long-time availability of overall system establishment and insusceptibility of system integrity and operation to functional upgrading. An identification function and an identification module can be integrally managed by a public security system.

Description

technical field [0001] The present invention relates to the complete banking system of international classification G07F 19 / 00, including the technical field of coded card passing devices for receiving and paying cash or the like, and posting to existing multi-accounts, especially a combination of IC-based ID card and identification code Log in to the multi-account management system. Background technique [0002] From the issuance of the first domestic credit card in 1985 to the end of 2010, a total of 1.7 billion credit cards have been issued by various domestic financial institutions, including 41 million credit cards and quasi-credit cards with overdraft function (deposit interest, overdraft without interest-free period) Zhang, debit cards that are stored before spending account for 98% of the total number of credit cards. Even in Beijing, Shanghai, Guangzhou and other big cities with developed economies and good credit card usage environments, the proportion of debit car...

AI Technical Summary

Problems solved by technology

The second-generation resident ID card uses a chip with a capacity of 4K as the machine-readable memory. Currently, only 1K is used. According to the spokesperson of the Ministry of Public Security, at present, the data stored in the second-generation ID card includes all the information that can be seen on the surface of the ID card. (including photos), it may even be possible to add information such as fingerprints and blood types of citizens in the future

[0013] Other related technical solutions that are easier to implement have not been disclosed

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