Payment and identity authentication systems based on biometric feature recognition

Abstract

The invention discloses payment and identity authentication systems based on biometric feature recognition. The payment system based on the biometric feature recognition comprises a payment system and a smart mobile terminal, wherein the payment system comprises a payment server for storing user bank account information which is bound with biometric feature information of a user; and the smart mobile terminal comprises a payment request module, a biometric feature acquisition module, a biometric feature recognition module, a user bank account calling module and a payment confirmation module. The payment system based on the biometric feature recognition has the effects that when the payment system is used for making a payment, the user can make a rapid payment by inputting a voiceprint, irises, a palm print, a vein, ears, a gait or retinas without carrying any cash, bank card, consumer card or mobile phone no matter where the user is, so that a conventional payment mode is broken, and the restraints of the cash, cards and electronic equipment are broken. A checker can rapidly check user identity information by using the identity authentication system, and the user does not need to take out any identity card, so that high practicability and a good use effect are achieved.

Description

technical field [0001] The invention relates to the technical field of authentication and payment, in particular to a payment and identity authentication system based on biological feature identification. Background technique [0002] In the existing life, citizens generally use cash payment, bank card payment, consumer card payment with a certain amount of cash stored in it, or online payment methods such as mobile phone WeChat payment and mobile phone Alipay payment for consumption in any place. Although relevant payment methods are generally used, they still have certain defects and deficiencies. [0003] It is very inconvenient to pay by cash, and it is not safe to carry when a large amount of cash needs to be paid. [0004] Paying by swiping a bank card also has great insecurity. When entering the bank card password, the password is easy to be peeped by others, thereby being stolen by others. [0005] Use consumer cards with a certain amount of cash stored in them for...

AI Technical Summary

Problems solved by technology

[0006] Pay by mobile phone WeChat payment or mobile phone Alipay payment and other online payment methods, mainly by scanning QR codes or scanning fingerprints. Regardless of mobile phone WeChat payment or mobile phone Alipay payment, consumers must hold their bank cards and The smart phone with the mobile phone number can complete the scanning of the corresponding QR code or the scanning of the corresponding fingerprint to make the payment. It is still not convenient to pay when the corresponding mobile phone with its bank card and mobile phone number is set.

[0007] At the same time, when citizens go anywhere, they generally need to carry ID cards to prove their identity, so that public officials or service personnel can check, confirm or check, etc. Therefore, ID cards to prove citizenship are particularly important. Citizens carry ID cards with them, and when they are often taken out, there is a risk of losing them, and it takes time and effort to reissue them. Moreover, it is very difficult to submit ID cards to public officials or service personnel for inspection, confirmation, or inspection. Trouble, and there is also the possibility of falsification of citizen ID cards

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