Customer identity verifying method and apparatus, computer equipment and storage medium
A technology of customer identity and verification method, which is applied in the fields of devices, computer equipment and storage media, and customer identity verification methods, and can solve problems such as signing contracts under false names
Active Publication Date: 2018-07-20
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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Problems solved by technology
In the traditional way, when customers handle business at the counter, the staff can confirm the identity of the customer who signed the paper contract, and the customer who signed the contract cannot be impersonated
However, when signing an electronic contract through an application, there may be a situation where an impersonator signs the contract
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[0051] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.
[0052] The customer identity verification method provided by this application can be applied to such as figure 1shown in the application environment. Wherein, the terminal 102 communicates with the server 104 through a network. Wherein, the terminal 102 can be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the server 104 can be realized by an independent server or a server cluster composed of multiple servers. Application programs are pre-installed in the terminal 102 . The operation...
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The invention relates to a customer identity verifying method and system, computer equipment and a storage medium. The customer identity verifying method includes the steps: acquiring customer identity information and an identifier of business to be handled, and generating a business request by means of the customer identity information and the identifier of business to be handled; sending the business request to a server; receiving an electronic contract returned from the server according to the business request; acquiring an electronic signature and a fingerprint image corresponding to the electronic contract; and sending the electronic signature and the fingerprint image to the server, wherein the server acquires a prestored electronic signature and a prestored fingerprint image according to the customer identity information, verifies the electronic signature and the fingerprint image through the prestored electronic signature and the prestored fingerprint image, and after passing the verification, executes the corresponding operation according to the identifier of business to be handled. The customer identity verifying method realizes effective verification of the customer identity.
Description
technical field [0001] The present application relates to the field of computer technology, in particular to a client identity verification method, device, computer equipment and storage medium. Background technique [0002] With the popularity of applications, a large number of applications have emerged. Customers can handle various businesses through the application. Some businesses require customers to sign corresponding electronic contracts. For example, when a customer applies for a loan from a financial institution through an application, he needs to sign an electronic contract. In the traditional way, when a customer handles business at the counter, the staff can confirm the identity of the customer who signed the paper contract, and the customer who signed the contract cannot be impersonated. However, when signing an electronic contract through an application, there may be a situation where an impersonator signs the contract. In order to prevent this situation fr...
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IPC IPC(8): H04L29/06G06Q50/18
CPCG06Q50/18H04L63/0428H04L63/0861
Inventor 黑晓群胡东升林晓燕
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD