Resource approval method and system, computer equipment and storage medium

A resource approval and computer program technology, applied in the computer field, can solve the problems of low approval efficiency and achieve the effect of improving approval efficiency and accuracy

Pending Publication Date: 2019-05-28
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] For now, the loan approval process is realized by manual approval. Due to the large amount of information in the application materials provided by the user, human factors may lead to the problem of low approval efficiency.

Method used

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  • Resource approval method and system, computer equipment and storage medium
  • Resource approval method and system, computer equipment and storage medium
  • Resource approval method and system, computer equipment and storage medium

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Embodiment Construction

[0059] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0060] The resource approval method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the terminal 102 communicates with the server 104 through the network. The user submits application materials including user asset information to the server 104 through the terminal 102 . When the server 104 receives the application materials submitted by the user, it will access the database of the underlying data storage system according to the configured access method, and obtain the saved approval rules and user credit inf...

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Abstract

The invention relates to a data processing technology, in particular to a resource approval method and system, computer equipment and a storage medium. The method comprises the steps that when an application material which is submitted by a user and comprises user asset information is received, a database of an underlying data storage system is accessed according to a configured access mode, and stored approval rules and user credit investigation information are obtained from the database; the user credit investigation information and the application material submitted by the user are scored according to the approval rule, and obtaining a primary examination result according to the score; after the primary review result is obtained, sending a review request carrying the primary review result and the key information in the application material to a reviewer account, so as to perform review according to the primary review result and the key information; And when rechecking information isreceived, determining an approval result according to the rechecking information. By adopting the method, the approval process can be quickly realized under the condition that the application material information provided by the user is more.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a resource approval method, system, computer equipment and storage medium. Background technique [0002] With the continuous development of computer network technology and the continuous improvement of people's lives, more and more users tend to enjoy various digital services on the Internet. For example, when a user wants to travel or shop but has insufficient funds, the user can log in to the loan system of the corresponding institution through a smart terminal, and complete the corresponding loan service without leaving home. For lending institutions, during the loan process, reviewers need to conduct qualification examination and assessment based on the user's application materials, credit status and repayment ability to determine whether the user meets the loan conditions and the corresponding credit line. [0003] For now, the loan approval process is realized ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/02
Inventor 任正寿恺琪
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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