Real data acquisition method applied to Internet finance

Abstract

The invention discloses a real data acquisition method applied to Internet finance, and relates to the field of national Internet finance monitoring. The real data acquisition method comprises the following steps: firstly, sorting transaction detail data of each network loan institution service, and carrying out service assessment; locally storing a piece of data conforming to the standard and performing self-inspection by each network loan mechanism, and accessing the self-inspected data to the national Internet emergency center; burying points by each online loan institutions through SDK toolkits, verifying correctness of transaction detail data accessed by the online loan institutions in real time by the national Internet emergency center, and feeding the transaction detail data back to the online loan institutions; and meanwhile, extracting real-time transaction data accessed by each network loan mechanism, forming a data flow according to a lending service and a borrowing service, and generating disclosure data around the two dimensions of the borrower and the borrower; and finally, opening data inspection for the user and inspecting a feedback window by the national internet emergency center. According to the invention, the purposes of verifying the authenticity of the real-time access data of the network loan institution and carrying out real-time and dynamic supervision are achieved.

Description

technical field [0001] The invention relates to the field of national Internet financial monitoring, in particular to a real data acquisition method applied to Internet finance. Background technique [0002] In the face of Internet financial institutions that are developing rapidly, changing greatly, and involving a wide range of people, my country's traditional financial supervision methods are obviously lagging behind. In particular, how to timely and accurately understand the overall operating conditions and risks of online lending institutions has become the key to solving Internet financial supervision. [0003] At present, the national Internet financial monitoring department (hereinafter referred to as the national monitoring department) has access to more and more Internet finance (Internet financial peer-to-peer lending platforms) enterprises, and the problem of real data acquisition has become a huge obstacle to the development of supervision; There has been no un...

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Problems solved by technology

[0004] The present invention ensures that the national monitoring department obtains the real data of Internet financial enterprises in real time, solves the problem that enterprise data is easy to falsify and is difficult to obtain, and avoids the problems of enterprises not reporting, data tampering, data misreporting, and data reporting that is not proactive or timely; A real data acquisition method applied to Internet finance is proposed

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