User rating method and device

A user rating, user technology, applied in the computer field, can solve problems such as user ratings in different scenarios

Pending Publication Date: 2020-07-07
CHINA CONSTRUCTION BANK
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0006] In view of this, the embodiment of the present application provides a user rating, which can solve the technical defects that most of the user rating methods in the prior art are static and cannot rate users in different scenarios, and then make a reasonable rating result according to the user's situation. Achieve more accurate technical effects of rating results

Method used

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  • User rating method and device
  • User rating method and device

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Embodiment Construction

[0054] Exemplary embodiments of the present application are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present application to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the application. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0055] figure 1 is a schematic diagram of the main flow of a user rating method according to an embodiment of the present application, such as figure 1 shown, including:

[0056] Step S101. Determine the rating model of the user to be rated according to the preset rating model set;

[0057] Step S102, generating an index vector according to the index to be rated o...

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Abstract

The invention discloses a user rating method and device, and relates to the technical field of computers. A specific embodiment of the method comprises the steps of determining a rating model of a to-be-rated user according to a preset rating model set; generating an index vector according to a to-be-rated index of the to-be-rated user; and rating the to-be-rated user according to the index vectorby utilizing the rating model to generate a rating result. According to the method, the technical defect that in the prior art, most user rating methods are static, and users in different scenes cannot be rated is overcome, then a reasonable rating result is made according to the conditions of the users, and the technical effect that the rating result is more accurate is achieved.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a method and device for rating users. Background technique [0002] When providing financial services (such as financing) to users, users need to be rated to control the risk of providing financial services to users. Existing technologies rate users by considering their own credit status. [0003] During the process of implementing this application, the applicant found that at least the following problems existed in the prior art: [0004] 1. The existing technology may only use the user's own status information to rate users, while ignoring the role of users as a link in the supply chain; [0005] 2. Most of the user rating methods in the prior art are static, which cannot match user ratings in different scenarios. Contents of the invention [0006] In view of this, the embodiment of the present application provides a user rating, which can solve the technical d...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/00
CPCG06Q10/06393G06Q40/00
Inventor 陈灿彬
Owner CHINA CONSTRUCTION BANK
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