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Payment processing method and device

A processing method and operator's technology, applied in data processing applications, instruments, payment architecture, etc., and can solve problems such as network disconnection

Pending Publication Date: 2021-01-05
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the continuous development of mobile communications, mobile terminals such as smart phones and wearable devices have become necessities in users' daily life. The operation of mobile terminals is inseparable from the mobile network provided by telecom operators, through which remote calls or Internet access In the process of using the mobile network provided by the telecom operator, users still need to pay certain fees to the telecom operator on schedule. If they fail to pay the fee on schedule, they may face the risk of disconnection

Method used

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  • Payment processing method and device
  • Payment processing method and device

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Embodiment Construction

[0012] In order to enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the following will describe the technical solutions in one or more embodiments of this specification in conjunction with the drawings in one or more embodiments of this specification The technical solution is clearly and completely described, and obviously, the described embodiments are only a part of the embodiments in this specification, rather than all the embodiments. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this document.

[0013] An embodiment of a payment processing method provided in this specification:

[0014] refer to figure 1 , which shows a processing flowchart of a payment processing method provided in this embodiment, refer to figure 2 , which shows a processing ...

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Abstract

The embodiment of the invention provides a payment processing method and device. The method comprises the steps of obtaining a historical payment record, a historical payment record and an account balance of a to-be-paid account, determining expected payment time and expected payment amount of the to-be-paid account according to the historical payment record, the historical account issuing recordand the account balance, performing timed task registration based on the expected payment time and the expected payment amount, and under the condition that the registered timing task is triggered, conducting payment processing on the to-be-paid account according to a specific payment mode.

Description

technical field [0001] This document relates to the technical field of payment, in particular to a payment processing method and device. Background technique [0002] With the continuous development of mobile communications, mobile terminals such as smart phones and wearable devices have become necessities in users' daily life. The operation of mobile terminals is inseparable from the mobile network provided by telecom operators, through which remote calls or Internet access In the process of using the mobile network provided by the telecom operator, the user also needs to pay a certain fee to the telecom operator on schedule. If the payment is not scheduled, it may face the risk of disconnection. Contents of the invention [0003] One or more embodiments of this specification provide a payment processing method. The payment processing method includes: obtaining historical payment records, historical payment records and account balances of accounts to be paid. According ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/10
CPCG06Q20/065G06Q20/102
Inventor 王晶谢因坦徐冉冉刘传宗马健刘泽
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD