Agricultural insurance claim settlement processing method and device based on big data, equipment and storage medium

Abstract

The invention relates to the technical field of big data, and discloses an agricultural insurance claim settlement processing method and device based on big data, equipment and a storage medium. The method comprises the following steps: acquiring an agricultural insurance policy from an agricultural insurance policy library according to a to-be-claimed disaster type and a to-be-claimed area, generating agricultural insurance claims, and dividing all the generated agricultural insurance claims into a plurality of agricultural insurance claim subsets by adopting a preset batch division rule; according to the survey robot data, the loss assessment terminal data and a preset dispatching rule, providing a target survey robot and a target loss assessment terminal for each agricultural insurance claim case subset; configuring target risk control rule data for each agricultural insurance claim subset; and obtaining a field survey result, a loss assessment result and a risk control result according to the target survey robot, the target loss assessment end and the target risk control rule data of each agricultural insurance claim case subset. The agricultural insurance claim processing speed is improved, the claim settlement cost and the management cost are reduced, and the situation of the agricultural insurance claim of the whole region can be integrally managed and controlled.

Description

technical field [0001] This application relates to the field of big data technology, in particular to a method, device, equipment and storage medium for processing agricultural insurance claims based on big data. Background technique [0002] With the widespread acceptance of agricultural insurance, the time limit for agricultural insurance claims affects the promotion of agricultural insurance business. In the existing technology, agricultural insurance claims are investigated and assessed separately for each agricultural insurance policy, so that the processing procedures of agricultural insurance claims of the same disaster type in the same area are independent of each other, resulting in a slow processing speed of agricultural insurance claims , reducing the customer experience of agricultural insurance; moreover, each agricultural insurance policy is independently surveyed and assessed for losses, which is not conducive to the overall management and control of agricultu...

AI Technical Summary

Problems solved by technology

[0003] The main purpose of this application is to provide a method, device, equipment and storage medium for agricultural insurance claims processing based on big data, aiming to solve the problem that the agricultural insurance claims in the prior art are individually surveyed and assessed for each agricultural insurance policy , so that the processing procedures of agricultural insurance claims of the same disaster type in the same area are independent of each other, resulting in slow processing of agricultural insurance claims, which is not conducive to the overall management and control of agricultural insurance claims in the entire region.

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