Fourth-party financial synergy service system and service method thereof

A collaborative system and collaborative service technology, applied in the electronic service platform and its service fields, can solve problems such as pledge, long decompression time, increased management costs, difficulty in obtaining bank credit, etc., to save approval procedures, save management costs, Avoid random effects

Inactive Publication Date: 2011-02-23
重庆文迅科技股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] This kind of credit model, because it is also a human operation, still has a lot of randomness and uncontrollability, and the bank needs to select the pledge, analyze the market price of the pledge, and conduct credit appraisal for the bank's corporate customers, etc. It is also necessary to send people to carry out special supervision and control, which increases the management cost, and is unwilling to operate small businesses at all, and cannot carry out cross-regional remote implementation of slightly larger businesses
On the other hand, enterprises, especially some small a

Method used

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  • Fourth-party financial synergy service system and service method thereof
  • Fourth-party financial synergy service system and service method thereof
  • Fourth-party financial synergy service system and service method thereof

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Embodiment Construction

[0038] Such as figure 1 As shown, the present invention includes four parties' trading platforms, which are respectively the buyer, the buyer, the three-party trading platform and the four-party bank. The trading system includes the following interfaces:

[0039] Transaction status query interface

[0040] In order to prevent the loss of transaction results caused by abnormal network interruption and ensure that the transaction results are correctly delivered to our trading platform, for transaction records that have not received a reply from the bank's transaction results, or transaction records whose transaction status is unknown and pending to be submitted by the bank, our trading platform You can actively initiate a transaction record query request at any time to query the status of the transaction.

[0041] Trader Reconciliation Interface

[0042]In order to make our trading platform more convenient to query and count transaction records, the bank is requested to provi...

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Abstract

The invention discloses a fourth-party financial synergy service system and a service method thereof. The system comprises a pledge customer, a bank, a third-party logistics storage enterprise and a fourth-party bank, and also comprises a financial service information system which connects a digital storage system of the third-party logistics storage enterprise and a business to business (B2B) system of a fourth-party bank in a seamless way. In the method, the digital storage system of the third-party logistics storage enterprise is connected with an independently researched and developed financial service information system and a bank B2B system in a seamless way so as to realize the informatization of a bank pledge business of the storage of logistics products in metal material industry; and bank capital flow and enterprise logistics are integrated organically so as to provide an integrated storage service business system which integrates a plurality of bank services such as financing, account settling and the like for small and medium enterprise costumers.

Description

technical field [0001] The invention relates to an electronic service platform and a service method thereof, in particular to a service system and a service method of the system in which a financial cooperating party is added to the existing three-party electronic service platform. Background technique [0002] Warehouse receipt pledge is a kind of pledge established with warehouse receipt as the subject matter. As a new type of service item, it has become an important means of financing between enterprises and banks, and it is also an important part of value-added services in the warehousing industry. Carrying out warehouse receipt pledge business can not only solve the shortage of liquidity of cargo owners, but also guarantee bank income, expand warehouse service functions, increase supply of goods, and improve efficiency, which can be described as "kill three birds with one stone". Especially in the process of transformation from traditional warehousing enterprises to mod...

Claims

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Application Information

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IPC IPC(8): G06Q40/00
Inventor 潘璘
Owner 重庆文迅科技股份有限公司
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