Electronic payment system and remote-based or near-field-based payment method

An electronic payment and subsystem technology, applied in the field of electronic payment, can solve the problems of electronic currency vulnerable to loss and insufficient security

Inactive Publication Date: 2013-12-04
牟大同
View PDF3 Cites 30 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Remote payment is applied in the online environment, and the payment password needs to be input to the POS terminal, which is insufficient in security
[0004] Near-field payment i

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Electronic payment system and remote-based or near-field-based payment method
  • Electronic payment system and remote-based or near-field-based payment method
  • Electronic payment system and remote-based or near-field-based payment method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0091] The principles and features of the present invention are described below in conjunction with the accompanying drawings, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.

[0092] Such as Figure 1A As shown, Embodiment 1 of the present invention provides an electronic payment system, including a remote payment subsystem 11 and a near-field payment subsystem 12 that are independent.

[0093] Such as Figure 1B As shown, the remote payment subsystem 11 includes: a payment card 101, a payment terminal 102, a payment server 103, a payment card 104, a payment terminal 105 and a payment server 106;

[0094] A payment card 101, which is connected to the payment terminal 102 through NFC, is used to perform two-way authentication with the payment terminal 102, and performs two-way authentication with the payment server 103 through the payment terminal 102;

[0095] The payment terminal 102 is...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention relates to an electronic payment system and a remote-based or near-field-based payment method. The electronic payment system comprises a remote payment subsystem and a near-field payment subsystem, each of the subsystem comprises a payment card, a payment terminal, a collection card, a collection terminal, a payment server and a collection server. According to the remote-based payment method, remote payment can be achieved through a bound remote payment account, the payment terminal, the payment card and payment passwords, remote payment collection can be achieved through a bound remote collection account, the collection terminal and the collection card, and the payment server receives payment amount and the payment passwords. According to the near-field-based payment method, near-field payment can be achieved through a bound near-field payment account, the payment terminal and the payment card, near-field payment collection can be achieved through a bound near-field collection account, the collection terminal and the collection card, the payment information of the payment terminal and the payment information of the payment card are mutually backed up, and the collection information of the collection terminal and the collection information of the collection card are mutually backed up.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to an electronic payment system and a payment method based on remote or near field. Background technique [0002] Electronic payment includes remote payment and near-field payment, etc., and remote payment includes mobile phone payment, bank card acquiring, prepaid card acceptance, etc. [0003] Remote payment is applied in the online environment, and the payment password needs to be input to the POS terminal, which is insufficient in security. [0004] Near-field payment is applied in an offline environment. If the IC card or mobile phone used for near-field payment is lost or damaged, the electronic money stored in the IC card or mobile phone is vulnerable to loss. [0005] Therefore, the present invention proposes an electronic payment system and a remote or near-field based payment method for the above-mentioned payment security problem. Contents of the invention ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q20/36G06Q20/40G07G1/14
CPCG06Q20/3278G06Q20/40
Inventor 牟大同
Owner 牟大同
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap