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Electronic payment terminal verification method and system

An electronic payment and verification method technology, applied in the payment system, payment system structure, point-of-sale network system, etc., can solve the problems that affect the card swipe's willingness to swipe the card and the hidden dangers of the card swipe's card safety, so as to improve the payment environment, protect the security, The effect of protecting rights

Inactive Publication Date: 2014-04-23
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In recent years, criminals have frequently modified card-swiping terminals, here referred to as POS machines, for the purpose of obtaining the card number and password of the card-swiper. Ordinary card-swipers cannot tell whether the card-swiping machine provided by the salesman meets the security requirements (such as PCI certified However) the POS machine has been illegally refitted, which has caused great hidden dangers to the security of card readers and affected the willingness of card readers to swipe their cards.

Method used

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  • Electronic payment terminal verification method and system

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Embodiment Construction

[0017] The present invention provides an electronic payment terminal verification method, and provides a system server, which stores a security-authenticated (such as PCI-authenticated) POS machine database, and provides a software download service for authenticating the security of the POS machine ( And safe service is provided, and the software of this authentication POS machine security also can be that the server that this system approves provides to download); The user downloads and installs the software of described POS machine security authentication, then obtains the POS machine to be swiped the card The safety data information is sent to the system server for verification, and the system server returns the result to the user after verification.

[0018] In an embodiment of the present invention, the user can download and install the software for authenticating the safety of the POS machine through a smart device (or a tablet computer), and through a communication metho...

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PUM

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Abstract

The invention relates to an electronic payment terminal verification method, which is characterized by comprising the steps: providing a system server, wherein a database of POS (point-of-sale) terminals which pass security certification is stored on the system server; downloading and installing software which authenticates the security of a POS terminal by a user; obtaining security data information of the POS terminal through which a card needs to be swiped, transmitting the security data information to the system server for verification, and returning a result to the user by the system server after verification. By adopting the electronic payment terminal verification method and system, the security of the payment terminal can be confirmed, the security of relevant information of the card of a card holder who swipes the card, the doubt of the person who swipes the card is eliminated, the rights of the person who swipes the card are protected, and the payment environment is favorably improved.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to an electronic payment terminal verification method and system. Background technique [0002] In recent years, criminals have frequently modified card-swiping terminals, here referred to as POS machines, for the purpose of obtaining the card number and password of the card-swiper. Ordinary card-swipers cannot tell whether the card-swiping machine provided by the salesman meets the security requirements (such as PCI certified However, the POS machine has been illegally refitted, which has caused great hidden dangers to the security of the card reader and affected the willingness of the card reader to swipe the card. Contents of the invention [0003] In view of this, the purpose of the present invention is to provide an electronic payment terminal verification method and system, which can allow the card reader to establish contact with the payment terminal provided by the salesm...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/20
CPCG06Q20/40G06Q20/20G06Q20/202G06Q20/322G06Q20/401
Inventor 许宗庚
Owner FUJIAN LANDI COMML EQUIP CO LTD
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